Relationship Manager, SME Banking

Responsibilities

• Identify and engage SME businesses seeking unsecured working capital financing solutions.
• Develop and sustain a healthy sales pipeline through direct prospecting, referrals, networking, and strategic business partnerships.
• Perform initial credit evaluations by reviewing financial statements, bank records, and ACRA reports.
• Recommend and structure financing solutions tailored to clients' funding requirements and cash flow positions.
• Oversee the complete sales process, from lead generation and client engagement to application submission, negotiation, approval, and loan disbursement.
• Collaborate closely with internal credit and operations teams to facilitate efficient processing and execution of financing transactions.
• Foster strong client relationships after disbursement to encourage repeat business and generate referrals.
• Monitor portfolio performance, including repayment behaviour, and manage account renewals when required.
• Undertake any additional duties or projects assigned by management.

Requirements

• At least 3-5 years of relevant experience in SME financing, unsecured lending, or business loan sales within Singapore.
• Demonstrated success in sourcing, securing, and closing unsecured business financing deals.
• Strong knowledge of SME financial analysis, cash flow assessment, and credit evaluation methodologies.
• Highly self-motivated, resilient, and capable of working independently in a sales-driven environment.
• An established network of SME clients, business introducers, brokers, or referral partners will be advantageous.
• We regret that only shortlisted candidates will be notified. However, rest assured that all applications will be updated to our resume bank for future opportunities.
• Please kindly refer to the Privacy Policy of Good Job Creations for your reference: https://goodjobcreations.com.sg/en/privacy-policy/
• EA Personnel Name: Ong Kang Quan Ryan
• EA Personnel Registration Number: R23116952
• EA License No.: 07C5771

Additional Information

[Job ID: 1626905]

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