Compliance Manager

Responsibilities

• Compliance Framework and Governance
• Support the CCO/MLRO in implementing and maintaining OPEL's compliance governance framework, including policies, procedures, risk assessments, and the
• compliance monitoring programme.
• Assist in preparing Board and senior management compliance reporting, including annual compliance reporting, regulatory developments, and key compliance risk
• metrics.
• Support the development and execution of the Annual Compliance Plan and 2nd Line of Defence assurance testing programme under the direction of the CCO/MLRO.
• Monitor regulatory developments from the CBI, EBA, and EU institutions, conduct gap analyses, and provide timely, practical advice to leadership on required actions.
• Coordinate responses to internal audit, regulatory reviews, and compliance assurance activities
• AML / Financial Crime Oversight
• Support the MLRO in overseeing the firm's AML/CFT framework, including:
• Support the CCO/MLRO in discharging OPEL's AML/CFT obligations, acting as Deputy MLRO in a formally delegated capacity.
• Maintain and develop the AML/CFT framework in accordance with the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2024, as amended, the Fourth and Fifth EU AML Directives as transposed into Irish law, and CBI
• AML/CFT Guidelines for the Financial Sector.
• Oversee customer due diligence and onboarding compliance, transaction monitoring, and financial crime risk assessments.
• Manage suspicious transaction reporting processes and assist with investigations and regulatory reporting as required.
• Conduct and maintain the Business Risk Assessment and support periodic AML/CFT policy reviews.
• Design and deliver AML/CFT training across the organisation.
• Safeguarding Oversight
• Maintain 2LOD oversight of OPEL's safeguarding obligations under the European Communities (Payment Services) Regulations 2018 (SI 6/2018).
• Support oversight of safeguarding controls, reconciliations, segregation arrangements, and breach and escalation processes, and report material issues to the CCO/MLRO promptly.
• Support the preparation of regulatory notifications relating to safeguarding where required
• Regulatory Engagement
• Support interactions with the Central Bank of Ireland and other relevant authorities, including regulatory submissions, supervisory requests, and thematic reviews.
• Monitor regulatory developments impacting payment institutions, including PSD2/PSD3, EU AML legislation, DORA, and CBI-specific guidance.
• Support the preparation of OPEL's periodic regulatory submissions, including the Operational Risk and Security Return and other CBI reporting obligations.
• Outsourcing and Third-Party Compliance
• Provide compliance oversight of OPEL's outsourcing arrangements in accordance with EBA Guidelines on Outsourcing Arrangements and CBI expectations.
• Maintain the outsourcing register and support the assessment of material outsourcing and sub-outsourcing arrangements.
• Monitor compliance of materia

Additional Information

Compliance Manager Deputy to the Chief Compliance Officer & MLRO Owl Payments Europe - Dublin 4 days per week in the office About Tripadvisor The Tripadvisor Group connects people to experiences worth sharing and aims to be the world's most trusted source for travel and experiences. Through its portfolio of brands including Tripadvisor, Viator, Owl Payments and TheFork, the Group leverages technology, trusted content, and global partnerships to connect millions of travellers with experiences, accommodations, restaurants, and travel services. Owl Payments Europe Limited (OPEL) is the regulated Payment Institution authorised by the Central Bank of Ireland (CBI), supporting the Tripadvisor marketplace ecosystem across Europe. OPEL is subject to the full scope of CBI supervisory requirements, including safeguarding, AML/CFT, outsourcing governance, and applicable Fitness and Probity, Conduct Standards, and Individual Accountability Framework requirements. Why this job is excellent Owl Payments Europe is seeking an experienced Compliance Manager to act as Deputy to the Chief Compliance Officer and Money Laundering Reporting Officer (PCF-12 and PCF-52). This is a non-PCF operational role. The CCO/MLRO retains primary regulatory accountability to the Central Bank of Ireland, and the Compliance Manager acts in a delegated capacity in support of that function. Reporting directly to the CCO/MLRO, the Compliance Manager will provide operational leadership across OPEL's regulatory compliance and AML/CFT framework, drive the compliance monitoring programme, support regulatory engagement, and ensure compliance obligations are understood and embedded across the organisation. This role is suited to a compliance professional with a strong track record in a regulated Payment Institution or Electronic Money Institution who can translate regulatory requirements into practical, proportionate operational processes and engage credibly with senior management, the CBI, and external auditors

Your Match

How well this role fits your profile.

Company Intel

What employees say

Worked at TripAdvisor? Share your experience