[EU] EMI Product Lead

About the role

Established in 2018, Bybit is one of the world's leading cryptocurrency exchanges and digital financial platforms, serving over 80 million users across more than 200 countries and regions. Powered by world-class technology and a user-first mindset, Bybit delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3 - connecting users to the future of digital finance. Our core values define how we build. We listen, care and improve to create products and experiences that put users first. Backed by a global team of ambitious builders, problem-solvers, and innovators, we foster a high-performance and fast-moving environment where talent is empowered to drive real impact at the global scale. Supported by 24/7 multilingual customer service and a strong commitment to innovation, we are shaping the future of finance through technology, collaboration, and bold execution. Today, Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, continuing to expand its global presence while building the infrastructure for the next generation of financial services.

Responsibilities

• Own the product planning and iteration of EMI-related products and financial service capabilities, including account systems, payment services, and fund flow management.
• Collaborate with compliance, legal, and operations teams to support EMI license application, regulatory onboarding, and ongoing compliance requirements.
• Design and optimize banking service flows, including account opening, KYC/KYB, transaction monitoring, payment processing, reconciliation, and safeguarding mechanisms.
• Monitor key business and operational metrics such as onboarding conversion, payment success rate, transaction processing efficiency, and compliance-related indicators.
• Analyze operational issues and user pain points related to banking and payment services, and drive systematic optimization solutions.
• Coordinate cross-functional teams to ensure product solutions align with regulatory requirements, operational standards, and business objectives in EEA jurisdictions.
• Conduct market and regulatory research to identify opportunities for new financial products and infrastructure capabilities in the European market.

Requirements

• 5+ years of experience in fintech, banking, payment, or financial product management.
• Familiar with EMI business models, payment systems, and core banking service processes.
• Understanding of European financial regulations, including KYC/KYB, AML, safeguarding, and transaction monitoring requirements.
• Strong analytical and problem-solving skills, with the ability to independently drive complex financial product initiatives.
• Excellent communication and stakeholder management skills, with experience working across compliance, operations, engineering, and external partners.
• Strong ownership mindset with the ability to manage multiple projects in a fast-paced environment.
• Experience supporting EMI license applications or working with regulated financial institutions.
• Experience with European banking services, SEPA/SWIFT payment systems, or card issuing/acquiring products.
• Experience in cryptocurrency exchanges, cross-border payments, or fintech infrastructure.
• Familiarity with treasury management, safeguarding operations, or reconciliation systems.
• Why Join Us
• At Bybit, we are committed to fostering a supportive and enriching work environment.
• Our benefits include:
• Study Growth Fund: We support your professional development and continuous learning.
• Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
• Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
• Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
• Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.

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