Senior Manager, Change Lead - Customer Risk Assessment (Fixed Term)

Responsibilities

• Customer Risk Assessment Transformation
• Drive enhancements in customer risk rating models, segmentation, and scoring methodologies, from design to implementation.
• Ensure consistency, transparency, and defensibility of risk assessment, risk rating and risk mitigation for customers across all applicable products and channels.
• Collaborate with other compliance teams and support functions to embed leading practices in CRA design.
• Support integration of data, analytics, and automation into risk assessment processes.
• Change & Delivery Leadership
• Act as the accountable change lead for the customer risk assessment uplift, owning scope, roadmap, milestones, dependencies and delivery artefacts.
• Translate regulatory and risk requirements into clear, executable changes across people, process, governance and technology.
• Support cross‑functional delivery across local, regional and global compliance, risk, operations, technology, data and business teams.
• Governance, Approvals & Risk Ownership
• Attend governance forums to support senior management review, challenge and approval of the Customer risk assessment and material changes.
• Prepare high‑quality papers and recommendations for executive committees and Board‑level risk forums.
• Assist in ensuring clear senior manager accountabilities, decision records and version control are maintained for the customer risk assessment.
• Regulatory & Audit Readiness
• Ensure that CRA uplift initiatives meet regulatory expectations and are aligned with internal policies.
• Support responses to regulatory reviews, audits, and thematic assessments.
• Capability & Embedment
• Lead change management activities to embed the uplifted risk assessment into business‑as‑usual operations.
• Support targeted training and uplift of capability across first and second line teams on ML/TF risk concepts, methodologies and decision use.
• Drive cultural adoption so the customer risk assessment is utilised as one of the key drivers for risk‑based decision‑making.
• Role Requirements:
• Bachelor's or master's Degree preferred. Professional certifications in AML/CTF or risk management (e.g. CAMS or equivalent) highly desirable.
• At least 7+ years of experience in AML/CTF compliance. Experience working in a regulatory setting will be highly desirable.
• Additional Skills:
• Leadership experience delivering complex regulatory or financial crime change programs within a financial institution.
• Deep practical knowledge of AML/CTF frameworks and ML/TF risk assessment design, including enterprise‑wide and pillar‑level risk assessments.
• Strong governance, stakeholder management and executive communication capability.
• Experience delivering ML/TF risk assessment uplifts in response to regulatory reform, enforcement action or supervisory remediation.
• Work Shift
• Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
• BENEFITS AND OTHER DETAILS

Benefits

Additional Information

Senior Manager, Change Lead - Customer Risk Assessment (Fixed Term) - Sydney, Australia The Senior Manager - Change Lead is responsible for leading the end-to-end uplift of WUFSA's Customer Risk Assessment (CRA) framework. The role will act as the primary subject matter expert in driving enhancements to the customer risk assessment methodology, including risk rating models, segmentation, data inputs and processes, as well as overseeing delivery and embedment. This will enable WUFSA to implement a CRA framework that is regulatory aligned, operationally effective, defensible to AUSTRAC and sustainable over time. The role will be accountable for establishing appropriate governance, documentation and stakeholder engagement, and ensuring effective integration of the uplifted CRA framework into upstream and downstream AML/CTF controls, including customer due diligence, monitoring and risk-based decision making. An opportunity to join Western Union's Compliance Team on a full-time basis for a 12-month period.

Your Match

How well this role fits your profile.

Company Intel

What employees say

Worked at westernunion? Share your experience