Credit Application Analyst
External
Deluxe · Fort Worth-tx-usa-100 Throckmorton StPrepare for this interview
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About the role
Deluxe Merchant Services + is an industry-leading complete payment processing company that that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience. We provide our partners and merchants with powerful in-store, online, and mobile payment solutions. Our technology is paired with the latest in payment security and backed by superior customer service. We help business pay, get paid, optimize, and grow.
Responsibilities
- Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy
- Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.
- Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy
- Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.
Requirements
- Bachelor's in related field and 0 years or HS/GED and 4 years
- Must be 18 years of age or older
- PC literate with proficiency in general Microsoft Office applications particularly Excel
- Accurate data entry and 10-key skills
- Ability to analyze issues, combine information into key points, and make recommendations for policy/action
- Bachelors and 0 years
- Credit experience.
- Professional phone demeanor and sharp problem-solving skills
- Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
- Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc
- Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
- Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports
- Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management
Benefits
Additional Information
Why Join Us: We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE! PLUS: Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more! There is a reason we boast numerous awards like "Great Place to Work Certified" and "Best Place to Work" For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization. A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture.
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