Loan Processor II - Sage Home Loans
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About the role
Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions we're creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience. Founded in 2000, Red Ventures (RV) is home to a diverse portfolio of industry-leading brands and businesses, strategic partnerships and proprietary technology, including Sage Home Loans , Bankrate, Lonely Planet, The Points Guy, BestColleges and more. Together, RV helps millions of people worldwide make life's most important decisions, accelerates digital adaptation, and innovates the online consumer experience by improving every step of the consumer journey from first discovery of information, throughout the decision-making process, to transactions. Headquartered south of Charlotte, NC, Red Ventures employs thousands of people across the US and Puerto Rico, with international offices in the UK and Brazil. For more information, visit https://redventures.com and follow @RedVentures on social platforms. At Red Ventures,
Responsibilities
- Accurately package a pipeline of refi loans funneled to you by Mortgage Loan Originators, managing an average of 30+ loans at a time
- Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process
- Handle all loan documentation and meet deadlines consistently
- Establish strong upfront relationships with borrowers and guide them through the loan process
- Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values
- Verify and analyze all required financial and legal documentation from pre-approval to closing, ensuring loan files are complete and satisfy underwriting conditions
- Proactively identify and mitigate potential issues that may arise during the origination process
- Collaborate with internal and external teams to drive loans to a timely and successful closing
- Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates
Requirements
- 2-3 years of experience actively managing a pipeline of residential mortgage loans
- A solid understanding of the mortgage loan process and various loan types, including FNMA, FHLMC, FHA, and Jumbo
- Knowledge of agency conventional underwriting product guidelines
- Proficient in the Encompass loan origination system and the Microsoft Office suite
- Proactive and engaging communicator with the ability to thoughtfully guide borrowers through the loan process
- Highly organized, detail-oriented, and capable of solving problems independently
Benefits
Additional Information
This role requires a hybrid schedule and will be based in our South Charlotte, NC Headquarters (Tuesday through Thursday) and work fully remotely on Mondays and Fridays each week. As a Loan Processor on our high-performing Mortgage Operations team, you'll be at the heart of delivering life-changing outcomes for our clients-guiding them through one of the most important financial decisions of their lives with care, precision, and speed. You'll manage a pipeline of 30+ refi loans, collaborating daily with Mortgage Loan Originators, Underwriters, Closers, and other teammates who share a relentless focus on client-first service and doing the right thing, always. Our team is a tight-knit group of pros who take our work seriously-but not ourselves-and we hold each other accountable to getting better every day. You'll be empowered to solve problems, drive loans to closing, and leave the woodpile higher by making a measurable difference in our clients' lives. If you're energized by a fast-paced environment where ownership, integrity, and impact matter, this is where you belong. For the Sage Home Loans website click here . Curious how Sage Home Loans fits into Red Ventures? Click here.
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