Software Engineer (Java, Payments, Capital Markets)

Responsibilities

• Design, develop, and support payment processing applications within Capital Markets environments
• Build and maintain high-volume, low-latency transaction processing systems
• Develop end-to-end payment workflows, including payment generation, enrichment, routing, validation, settlement, reconciliation, and exception handling
• Integrate payment platforms with trading systems, treasury systems, settlement platforms, accounting systems, and external payment networks
• Develop microservices and REST APIs using Java and JavaScript
• Implement event-driven architectures and leverage messaging technologies such as Kafka, IBM MQ, and JMS
• Design and optimize payment-related data models using relational databases
• Support payment controls, reconciliation processes, and exception management capabilities
• Perform root cause analysis and provide production support for mission-critical applications
• Collaborate closely with Operations, Settlement, Treasury, and Business stakeholders to deliver enhancements and new capabilities
• Participate in code reviews and promote engineering best practices
• Contribute to the team's technical evolution and continuous improvement initiatives
• What You Bring
• Strong hands-on experience designing, developing, and supporting payment processing applications within Capital Markets environments
• Deep understanding of end-to-end payment workflows and settlement processes
• Experience integrating payment platforms with trading systems, treasury systems, settlement platforms, accounting systems, and external payment networks
• Strong knowledge of SWIFT MT/MX messaging and ISO 20022 standards
• Proficiency in Java and JavaScript
• Experience with Microservices architecture and REST APIs
• Experience building event-driven applications
• Strong knowledge of messaging technologies such as Kafka, IBM MQ, JMS, or similar middleware platforms
• Experience building and supporting high-volume, low-latency transaction processing systems
• Experience with relational databases including Oracle, SQL Server, and PostgreSQL
• Understanding of payment controls, reconciliation processes, exception management, and production support requirements
• Familiarity with cloud-native architectures, CI/CD pipelines, containerization, and DevOps practices
• Strong understanding of Capital Markets payment processing and settlement operations
• Experience with cash management, liquidity management, and nostro/vostro account processing
• Familiarity with SWIFT MT/MX messaging and ISO 20022 migration initiatives
• Understanding of trade settlement, cash movement, and payment lifecycle workflows across multiple asset classes
• Experience with enterprise payment platforms, payment hubs, and payment modernization initiatives
• Knowledge of reconciliation, operational controls, and exception management
• Understanding of regulatory, compliance, audit, AML, and sanctions screening requirements related to payments
• Strong troubleshooting and root cause analysis capabilities
• Excellent analytical and problem-solving skills
• Clear communication skills with the ability to collaborate with technical and business stakeholders
• Strong teamwork and cross-functional collaboration skills
• Ability to work effectively in fast-paced, mission-critical environments
• Proactive mindset with a strong sense of ownership and accountability
• Adaptability and eagerness to learn new technologies
• Strong organizational and prioritization skills
• Commitment to engineering excellence and continuous improvement

Requirements

• Experience with cloud-native architectures and containerized environments
• Familiarity with CI/CD pipelines and DevOps practices
• Exposure to payment modernization initiatives and ISO 20022 migration programs
• Experience working with enterprise payment hubs
• Knowledge of regulatory requirements, AML, and sanctions screening frameworks
• Experience supporting multi-asset-class Capital Markets environments
• English level
• Intermediate/Upper-Intermediate
• Work Type: Remote
• Legal & Hiring Information
• Exadel is proud to be an Equal Opportu

Benefits

Additional Information

Why Join Exadel We're an AI-first global tech company with 25+ years of engineering leadership, 2,000+ team members, and 500+ active projects powering Fortune 500 clients, including HBO, Microsoft, Google, and Starbucks. From AI platforms to digital transformation, we partner with enterprise leaders to build what's next. What powers it all? Our people are ambitious, collaborative, and constantly evolving. About the Client A leading North American financial services provider operating across personal, commercial, wealth management, and capital markets sectors. Following recent strategic acquisitions, the top-tier bank has significantly expanded its international footprint. Now executing an "AI-first" strategy, the organization has launched a dedicated institute for applied AI and quantum computing to drive productivity and deliver hyper-personalized digital experiences for millions of global customers.

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