Analyst - Technology, Media & Telecom (TMT) - Digital Infrastructure Real Estate Focus

Responsibilities

• Be the primary lead for financial modeling and analysis with oversight from Portfolio Manager.
• Maintain organization with portfolio data management using internal systems.
• Perform due diligence and financial analysis on new transactions and on-going reviews for the existing loan portfolio.
• Provide regular and organized communication to Portfolio Managers while coordinating between various stakeholders across the Bank to drive efficiencies within the Portfolio Management process.
• Maintain a high level of awareness regarding macroeconomic trends that impact sectors within the TMTS vertical by utilizing internal and external information/news sources.
• Attend client and bank meetings when appropriate, more often telephonically.
• Participate in special projects as assigned.
• Advanced Credit/Underwriting Solutions:
• Support the prescreening of proposed transactions by identifying critical structural issues and risks and balancing institutional policy with business objectives.
• Work on structured credit transactions (including securitizations, supply chain finance, FX, Equity Margin facilities and leasing transactions).
• Support the Digital Infrastructure vertical through financial modeling of commercial real estate cash flows and property valuations.
• Prepare and present select Quarterly Watch List credits to senior credit officers.
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.
• Policy and Deal Advocacy:
• Support the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to solve problems and ensure transaction requests are acceptable within the risk appetite of the firm.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), and Procedures for Credit Ratings and Credit Rules.
• Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level regarding exposure on both a transaction and group level.
• Ensure compliance with policy and regulatory requirements, including timely completion of all assigned training courses.

Requirements

• A self-starter mentality with motivation to collaborate with and contribute to a fast-paced, dynamic team and environment.
• Minimum of 1 year of work experience within a financial institution accounting firm or rating agency analyzing corporate client's risk, credit profiles, cash flow projections and valuation.
• Strong financial spreading/modeling and analytical skills.
• Experience analyzing corporate and commercial real estate credit and financing transactions.
• Proficiency in Microsoft Word, PowerPoint

Benefits

Additional Information

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. We're seeking a Credit Risk Analyst who will be part of our growing Portfolio Management Group. You will handle credit coverage for clients in the Technology, Media, Telecom and Sports (TMTS) sector for non-investment grade public and privately owned corporate borrowers, including Commercial Real Estate Borrowers that develop, own and operate Digital Infrastructure. You will prepare detailed credit analyses as part of credit applications for new business as well as on-going reviews. Core responsibilities will include evaluating corporate, regulatory and industry risk, historical operating performance, projected operating performance and asset valuation, and capital structure assessment with a focus on excel modeling and credit memo preparation. As an Analyst, you will assess the risk factors associated with each credit and determine the appropriate risk rating based on established policies and guidelines. You will support active credit management and new transaction underwriting utilizing solid credit and analytical skills, analyzing risks and mitigants, including monitoring credits for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank's net income while minimizing credit costs.

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