Kaitātari Moni Taurewa Mātāmua Senior Credit Analyst

About the role

In this newly created role you will work within our Credit & Accounts Receivable team, acting in a senior position working closely with our customers and the Team Lead. In this changeable and fast paced environment your credit knowledge and commercial acumen will be well utilised across a broad range of Z customers. If you are keen to bring your credit and risk experience to a commercial environment and step into a hardworking and passionate team lets kōrero! You will have the opportunity to: Conduct detailed financial and credit risk analysis to assess opportunities and provide sound credit recommendations Prepare and present high-quality credit submissions, risk assessments and portfolio reviews to support decision-making Monitor and manage existing credit exposures, identify emerging risks and recommending mitigation strategies Partner with Head of Department at Z to ensure credit activities are compliant while supporting business growth Review, refresh and make recommendations on Z Credit Policy Compile monthly and ad-hoc reports for the credit function and assist with preparation of financial month end credit processes Use your commercial knowledge to partner with existing and prospective clients What you'll bring to Z Strong credit experience with a focus on risk assessment along with a deep understanding of the fundamentals of assessing credit risk Sound general financial knowledge to assess statements and make recommendations Experience in complex, commercial environments with excellent business acumen Good knowledge of the economic landscape and the ability to see emerging risks A strong focus on continuous and process improvement Excellent communication skills to work with a range of stakeholders, support the team, lead meetings and liaise directly with clients And of course, you'll be passionate about what matters to Z, embracing and living our values to help us deliver on our aspirations and broader commitment to Aotearoa New Zealand. Don't meet every single requirement? At Z we are dedicated to building a diverse, inclusive and authentic workplace, so if you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles. What we can offer you A competitive remuneration package including short-term incentive plan, medical insurance and an enhanced employer contribution for KiwiSaver Generous leave provisions including sick leave, wellbeing leave, parental leave benefits and the option to buy additional leave The balance of hybrid working, enjoy some of your week at home and some in our welcoming office space Access to Z's Benefits & Recognition platform providing you access to retail discounts and cashbacks at over 150+ retailers in Aotearoa New Zealand that assist with everyday living expenses The opportunity to contribute and be part of a supportive team that is here to make a difference A chance to build your own capability through learning from some of the industry's most knowledgeable people who have a desire to share their insights along with access to upskilling opportunities and career development across the organisation Two days a year to do Good in your Hood, though our volunteering scheme, a chance for you to help others in your community in a meaningful way to you The base salary range for this role is $95,300 to $112,150 per annum; we also offer a 5% KiwiSaver employer contribution. Why Z? Z has always been a proud Kiwi company. We're aspirational for our future, confident of our role in Aotearoa New Zealand's success and deeply loyal to our customers, communities and people. At Z we focus on achieving extraordinary outcomes by setting the appropriate context, rather than by telling our people what to do.

Benefits

Additional Information

About Z Z has a clear purpose: Powering better journeys, today and tomorrow. As one of New Zealand's largest transport energy companies, we have a commitment to delivering safe, secure, and reliable transport energy - with the opportunity to deliver new journeys, with new energy solutions in a changing world. We are proud to be the Kiwi contingent of Ampol, an independent Trans-Tasman energy company, with trading offices across the globe, which are united behind our shared purpose. While many of the challenges and opportunities we face go beyond national boundaries, together we have the scale, influence, and capability to deliver for our customers, communities, and our people. About the Finance team The Finance Operations Team is made up of four key areas - Accounts Payable, Credit and Accounts Receivable, Purchasing and Financial Risk/Treasury support. We are responsible for managing the financial transactions that flow in and out of Z. Our Credit team are responsible for assessing creditworthiness of new and existing customers, receipting daily payments and collection action on any unpaid accounts.

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