Credit Analyst

Responsibilities

• Assess customer account applications and establish or update credit limits.
• Review customer ledgers regularly, utilizing external AI tools to support decision-making.
• Evaluate credit risks for leasing and rental proposals.
• Ensure customer information (existing and new accounts) is properly filed, updated, maintained, and entered into systems on time.
• Monitor and release credit holds when appropriate and communicate portfolio credit release issues to relevant stakeholders.
• Ensure customer exposure remains consistent with approved credit limits.
• Review, renew, and adjust credit limits based on business needs, customer payment performance, and risk indicators.
• Identify and proactively escalate credit limit concerns.
• Develop and maintain strong relationships with internal stakeholders at all levels.
• Prepare credit-related reports and analysis.
• Participate in ad-hoc group projects and take leadership in process improvement initiatives related to order-to-cash.
• Experience Required:
• Experience in credit analysis, risk assessment, or financial analysis.
• Experience working with customer credit applications, ledgers, and exposure monitoring
• Familiarity with credit holds, credit limit management, and order-to-cash processes.
• Experience interacting with internal stakeholders (Sales, Customer Care, Finance).
• Experience preparing financial or credit-related reports.
• Experience participating in process improvement or cross-functional projects is a plus.
• Qualifications & Skills:
• Strong analytical and risk-assessment skills.
• Understanding of credit management, customer exposure, and financial indicators.
• Ability to interpret ledgers, payment performance trends, and credit reports.
• Strong communication and stakeholder-management abilities.
• High attention to detail and accuracy in maintaining customer data.
• Ability to work proactively, identify issues, and escalate risks when needed.
• Organizational skills for managing multiple customer accounts.
• Ability to use or learn AI-driven tools for credit evaluation.
• Problem-solving mindset and openness to process improvement.
• What makes us different?
• At Nilfisk, we know that great collaborators make a great company. We value teamwork, autonomy, effort, and the development of our employees.
• We offer work in multicultural teams, work-life balance, benefits that exceed legal requirements, a diverse cultural environment, career development, and of course, unlimited coffee.
• Superior benefits: Year-end bonus, Savings fund, Meal vouchers, Major medical expenses insurance, Life insurance, Vacation bonus, Employee Profit sharing, Annual Medical exam, dental & vision support.
• You will receive attention and support from a team of experts in Human Resources who possess strong interpersonal and empathetic skills.
• Interested?
• If this could be your next career challenge, please apply already today. If you have questions before that you are welcome to contact Carla Medina.
• What happens with your application?
• We will look at your application and contact you for a phone interview if relevant. Hereafter, if there is a mutual match, we will invite you to an interview with the hiring manager and potentially a colleague.
• The next interview will be on site with our local HR team, this will provide an opportunity for you, to see our site and your potential workplace, and get to know us and our culture.
• Let's create a cleaner future together
• Are you ready to make a change for a cleaner future ?
• About Nilfisk
• Nilfisk is a world-leading provider of professional cleaning equipment and services, founded in Denmark in 1906. With approximately 4,500 employees across 45 countries and products sold in over 100 markets, we are committed to developing sustainable cleaning solutions that improve qual

Benefits

Additional Information

We are looking for your talent! Join our team to work in a creative and multidisciplinary environment with professionals from the United States, Denmark, Hungary, among others. Main Responsibility: Evaluate and manage the credit risk of North American customers by reviewing credit applications, setting and monitoring credit limits, maintaining accurate customer financial information, and ensuring customer exposure aligns with approved limits while supporting the overall order-to-cash process.

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