Deposit and Payment Processing Specialist - Check Research/Adjustments

Responsibilities

• Ensure Accurate Processing: You'll process ACH transactions, wire transfers, checks, and deposits, making sure everything is completed accurately and within Federal Reserve and NACHA timelines.
• Manage Daily Settlements: You'll balance and reconcile accounts, ensuring all transactions are correctly posted to general ledger (GL) and member accounts.
• Handle Wires with Precision: You'll retrieve, monitor, and post incoming and outgoing wires daily, ensuring proper crediting and debiting of accounts.
• Resolve Discrepancies: You'll investigate and resolve internal and external transaction issues, using your analytical skills to identify and correct discrepancies.
• Support Payment Operations: You'll operate image scanners and process check and remittance documents across various workflows.
• Collaborate with Financial Institutions: You'll maintain communication regarding cash letters, return letters, and transaction statuses to ensure seamless operations.
• Deliver Member Support: You'll respond to member inquiries in a timely and professional manner, researching and resolving exception transactions or out-of-balance conditions.
• Maintain Compliance & Security: You'll ensure all processes meet regulatory, compliance, and information protection requirements while maintaining organized and secure records.
• Apply Industry Knowledge: You'll leverage your understanding of Federal Reserve, NACHA, and electronic funds transfer regulations to ensure compliance in all processes.
• Support Continuous Improvement: You'll stay informed on policies, procedures, and industry regulations while contributing to operational efficiency.
• Provide Documentation & Approvals: You'll prepare supporting documentation and obtain leadership approval for adjustment and charge-off items.
• Take on Additional Respo

Benefits

Additional Information

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU. You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS - because people helping people starts with supporting you 401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by BECU Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program BECU Cares volunteer time off + donation match IMPACT YOU'LL MAKE: Step into a role where your attention to detail and problem-solving skills directly support the financial well-being of our members. As a Deposit and Payment Processing Specialist, you play a key role in ensuring the smooth, accurate, and compliant movement of funds across multiple payment channels. From wires and ACH transactions to check processing and settlements, your work keeps critical systems running seamlessly. You'll be at the heart of daily operations-balancing accounts, resolving discrepancies, and ensuring every transaction is handled with precision. Your expertise helps maintain trust, accuracy, and efficiency, while your curiosity and commitment to learning ensure you stay ahead of evolving payment systems and regulations. This is your opportunity to make a meaningful impact in a fast-paced, detail-driven environment where your contributions truly matter. Please Note: This role will require flexibility to rotate schedules throughout the year including a closing shift until 8:00 PM . This role while onsite will have at times a hybrid schedule based on business needs.

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