Head of Infrastructure Banking

About the role

Role and Key Responsibilities : Reporting to the Chief Executive Officer, you will be responsible for leading Pave Bank's Programmable Banking product suite,with full profit & loss (P&L) responsibility, on behalf of Pave Bank. This includes growing Pave Bank's existing card programmes delivered with Cardscheme provider, leading the launch of new card and virtual account programmes, and building out the broader Programmable Banking product suite - initially Cards and Virtual Accounts. This role requires a strong understanding of card issuance, virtual account infrastructure, payment processing, and regulatory compliance. You will serve as the primary liaison between Pave Bank and Card scheme provider and other scheme, banking and licensing partners, ensuring that the necessary configurations, risk management protocols, and operational frameworks are in place to support existing programmes, new programme launches, and the growth of the wider product suite. Project Management: ● Oversee the end-to-end management and growth of Pave Bank'sexisting card programmes with Card scheme provider (including the now-launchedBybit programme), and lead the end-to-end launch of new card and virtualaccount programmes. ● Act as a key point of contact between Pave Bank, Card schemeprovider, programme partners (e.g. Bybit), prospective clients and/or any otherstakeholders, ensuring smooth coordination and execution. ● Develop and manage project timelines, milestones, and deliverablesacross all programmes to ensure a timely launches. Configuration & Implementation: ● Work closely with Card scheme provider and other partners to setup and configure each programme to meet Pave Bank's requirements. ● Ensure proper integration of technical, operational, andcompliance aspects within Pave Bank's infrastructure. ● Troubleshoot and resolve issues related to programme setup,ensuring alignment with industry best practices. OperationalReadiness & Risk Management: ● Ensure that Pave Bank has the necessary operational setup tosupport card issuance, virtual accounts and transactions across all programmes. ● Implement risk mitigation strategies to protect against fraud,chargebacks, and other operational risks. ● Work with internal stakeholders to ensure regulatory complianceand adherence to Card scheme provider's and other partners' guidelines. Product Suite Ownership, P&L & Growth:: ● Own full profit & loss (P&L) responsibility for theProgrammable Banking product suite, initially comprising Cards and VirtualAccounts. ● Lead the launch of new card programmes, owning deliveryend-to-end. ● Build out the Programmable Banking product suite beyond Cards andVirtual Accounts, identifying and developing new products to support growth ofthe bank. ● Identify and lead applications for new licences required to launchnew programmes or products and to support business growth. ● Recommend enhancements to processes, systems, and partnerships tosupport long-term growth. Team Leadership & Resourcing: - Build,lead and develop a team to support the operation and growth of the ProgrammableBanking product suite, hiring as the function scales. - Setobjectives, manage performance and develop capability within the team, ensuringthe right skills are in place across programme delivery, product andoperations. Compliance & Regulatory Alignment: ● Ensure that all activities comply with relevant regulatory, risk,and compliance standards. ● Work with legal, compliance, and risk teams to establishgovernance structures for ongoing programme and product monitoring. ● Lead engagement with regulators on new licence applicationsrequired to support the growth of the product suite. Stakeholder Coordination & Communication: ● Liaise with internal teams (finance, risk, compliance, operations,and technology) and external stakeholders to align objectives and expectations. ● Provide regular updates and reports to senior management onP&L performance, project progress, risks, and key decisions. Ad Hoc Responsibilities: ● The list of responsibilities is not exhaustive and may require adhoc tasks as needed to complete the programme successfully.

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