Senior Pricing Analyst

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What's Under the Hood DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country's leading financial servicing providers. Bridgecrest services roughly $25+ billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers. That's Nice, But What's the Job? This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time. In short, the Senior Pricing Analyst is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This role blends strategic risk analytics, forecasting, and origination decisioning into a single, high-impact leadership position. You will own and evolve key pricing and forecasting frameworks used across the business, while leading a team of highly talented analysts. You'll partner closely with Product, Data Science, Technology, Finance, and Operations to translate complex data into actionable strategies that directly influence sales, portfolio performance, and long-term profitability. In long as the Senior Pricing Analyst you will: Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability. Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns. Translate ambiguous or emerging data into clear insights and executable pricing strategies. Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle. Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy. Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis. Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement. Independently drive multiple high-impact initiatives from concept through execution. Frequently present analytical findings and strategic recommendations to senior and executive leadership. Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions. So What Kind of Folks Are We Looking for? Strategic thinker. We are looking for an individual that takes an insightful, future oriented, open-minded and proactive approach to thinking. Entrepreneurial spirit. An attitude and approach to thinking that actively seeks out change. You'll need a mindset that embraces critical questioning, innovation and continuous improvement. Operate autonomously. This isn't a "hold your hand" kind of role. We give you autonomy to be creative in your space and do your thing. We need an individual that is self-motivated to get the work done and get the work done well. Excellent verbal and written communication skills . The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management. Passionate and goal-oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them. Rebel with a cause. You are always looking beyond the obvious for continuous improvement. The Specifics. Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline. 3+ years of analytics experience (financial services industry preferred). Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages. Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail. Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus. Extensive experience performing data analysis and summarizing findings in executive-level presentations. Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis. Experienced project manager able to lead multiple initiatives simultaneously. Experienced mentor. So What About the Perks? Perks matter We take a hybrid work approach, finding balance between the benefits of in-person and work-from-home environments. This position has an on-site expectation of a minimum of three days a week. Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier h

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