Staff Engineer (Payments)

Responsibilities

• Lead the design, end-to-end development, and cloud deployment of scalable software applications and microservices to support Clover's payment processing ecosystem.
• Partner deeply with cross-functional product, design, and architecture teams to gather complex requirements and translate business goals into clean, maintainable technical specifications.
• Perform rigorous coding, testing, and proactive debugging of backend components to guarantee optimal latency, fault isolation, and transaction reliability.
• Maintain, refactor, and evolve existing core payment codebases while leading architectural design and peer code review processes to uphold elite engineering standards.
• Mentor engineers and emerging technical leaders, providing architectural guidance to enhance the collective capabilities and product-thinking of the development team.
• Participate in regular on-call and release management rotations to provide production support services and maintain high system availability.
• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
• Experience You'll Need to Have
• Core Engineering Foundations: 8-10 years of professional hands-on software engineering experience delivering production-grade, enterprise systems within a product-driven environment.
• Java Mastery: Expert-level proficiency within the JVM ecosystem, utilizing Java and the Spring Boot framework to design, build, and scale distributed cloud-native microservices.
• Data Layer Architecture: Strong, practical experience modeling complex data using relational databases, specifically MySQL or Oracle.
• Orchestration & Scale: Hands-on experience developing, containerizing, and deploying production workloads within a Kubernetes (K8s) environment.
• Major Cloud Infrastructure: Demonstrated track record designing and managing distributed architectures on a major cloud provider ecosystem, such as AWS, Google Cloud (GCP), or Azure.
• Platform Mindset: Ability to generalize complex business processes and build simple, flexible, and extensible core domain services that cleanly support multiple consumer products.
• API Design: Deep expertise in designing, versioning, and maintaining secure, performant RESTful APIs for web and mobile clients.
• DevOps & Problem Solving: Strong proficiency with Git, automated testing frameworks, and managing CI/CD pipelines, combined with exceptional troubleshooting skills to resolve system bottlenecks independently.
• Experience That Would Be Great to Have
• Payment Domain Expertise: Deep experience within the fintech, POS, or e-commerce industries, specifically managing Credit Card (CC) and ACH processing workflows.
• System Hardening & PCI Data: Robust understanding of secure payment processing, including handling sensitive PCI data, tokenization, compliance standards (PCI DSS), and core cryptography (encryption/decryption).
• Full-Stack Exposure: Hands-on experience or familiarity working across multiple parts of the application stack, specifically using JavaScript or modern front-end web user interfaces.
• How you'll work:
• This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
• This role requires being on-call during non-standard and/or overnight hours on a rotational basis.
• This role requires use of a computer and audio equipment.
• Benefits at Fiserv:
• Fuel Your Life program to support your physical, financial, social, and emotional well-being
• Paid holidays and generous time away policies
• No-cost mental health support through Employee Assistance Progra

Benefits

Additional Information

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv. Job Title Staff Engineer (Payments) About Your Role Fiserv is a global leader in financial services technology, and our Clover team is at the heart of transforming how merchants around the world connect with customers and grow their businesses. As a Staff Backend Engineer for Payments, you will join a highly collaborative product engineering team responsible for creating and scaling cutting-edge back-of-house web applications, e-commerce APIs, and business-critical payment integrations. In this role, you will take technical ownership of the high-throughput cloud infrastructure that powers our Virtual Terminal, Invoicing, Recurring Billing engines, and hosted checkout solutions, directly ensuring that millions of global transactions are processed seamlessly every day.

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