Financial Adviser

Responsibilities

• Client Advisory & Needs Analysis: Conduct thorough financial fact-finding consultations to evaluate clients' assets, liabilities, income, cash flow, and risk tolerance.
• Portfolio Structuring: Design customized wealth protection, accumulation, retirement, and legacy planning strategies using life insurance, health plans, and collective investment schemes.
• Business Development: Actively generate fresh leads through corporate networking, roadshows, physical/digital marketing campaigns, and client referral networks.
• Relationship Management: Build and nurture enduring, trust-based relationships with clients through regular portfolio reviews, adjusting their plans as major life milestones or market shifts occur.
• Compliance & Integrity: Maintain meticulous client records and execute all business dealings in full adherence to the Monetary Authority of Singapore (MAS) regulations and internal company compliance policies.
• Job Requirements (Absolute Minimums)
• To meet the legal regulatory framework set by MAS and internal compliance to be registered as an Appointed Representative, all applicants must fulfill the following criteria :
• Age & Nationality
• Minimum Age: Must be at least 21 years old (regulatory requirement).
• Citizenship: Singapore Citizen or Singapore Permanent Resident (SPR).
• Minimum Academic Qualifications
• Applicants must hold at least one of the following certifications (as mandated by MAS Notice FAA-N13):
• A full GCE 'A' Level certificate (passes in at least 3 H2 and 2 H1 subjects).
• An International Baccalaureate (IB) Diploma .
• A Diploma awarded by a local polytechnic in Singapore.
• A University Degree or higher qualification in any discipline. (Note: Applicants holding qualifications from overseas institutions must provide documentation proving local equivalence).
• Training, Examination & Licensing Framework
• A comprehensive, structured onboarding and licensing programme is provided to all successful candidates. Prior financial experience is not required , as you will undergo fully sponsored training to clear your regulatory requirements:
• Phase 1: Pre-Contract Licensing (Weeks 1-4) Participate in fully sponsored study boot camps and mock exam simulations to clear the mandatory Singapore College of Insurance (SCI) regulatory papers covering wealth protection, financial advisory regulations, and collective investment schemes.
• Phase 2: Product & Practical Sales Competency (Post-Exams) Once regulatory certifications are cleared, you will undergo internal structured onboarding covering proprietary product structures, financial needs analysis, plan construction, and practical client management skills.
• (Note: Candidates who already hold valid and active regulatory certification passes will bypass Phase 1 and be fast-tracked for immediate market appointment).
• Personal Attributes
• Clear credit and financial history, with a clean record free from bankruptcy, criminal background, or regulatory disciplinary actions.
• Highly self-motivated, proactive, and resilient with a strong entrepreneurial mindset.
• Strong interpersonal skills with a commitment to high ethical standards and client confidentiality.
• Choosing a career as a Financial Adviser is about building a business for yourself, but not by yourself. This path offers a powerful combination of purpose, independence, and unparalleled financial reward.
• Uncapped Earning Potential: Your income is directly tied to your effort. Enjoy a competitive structured allowance during your initial build phase alongside an industry-leading, uncapped commission structure, performance bonuses, and incentive trips.
• True Autonomy & Flexibility: Take ownership of your career path and schedule. This role offers the entrepreneurial freedom to manage your own working hours and scale your practice at your own pace.
• A Career with Purpose: You will make a tangible, lasting impact on people's lives-helping families secure their livelihoods, funding children's education, protecting health assets, and structuring comfortable retirements.
• Fast-Track Management Progression

Additional Information

Job Title: Financial Adviser Company / Agency: Affiliated with Prudential Assurance Company Singapore Location: Singapore Employment Type: Full-time / Entrepreneurial Track Job Description We are seeking a highly motivated, trustworthy, and goal-oriented individual to join our team as a Financial Adviser. In this role, you will act as a dedicated partner to individuals, families, and business owners, helping them navigate their financial journeys. You will analyze their unique financial health, identify protection gaps, and recommend tailored life insurance, savings, health, and investment-linked solutions utilizing Prudential's comprehensive suite of products. This position offers a clear career progression track towards management, structured mentorship from industry leaders, and performance-based allowances paired with an uncapped commission structure.

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