Senior Software Engineer, Backend

About the role

Dave is looking for a talented Senior Backend Engineer to continue building the foundation that empowers the engineers to build products that help millions of people improve their relationship with money. If you're excited to join a tight-knit collaborative team with a mission of helping others, we'd love to hear from you! The squad is a critical part to the servicing of DAVE's customers by facilitating the Dave Bank account and Dave debit Card management, Bank and Card based transaction processing, reconciliation & ledgering. We manage integrations with multiple processors, banking service providers, sponsor banks and multiple product verticals. In addition, the team owns the backend systems for the on-boarding, validation and managing of Debit Card based payment methods. We're looking for someone who thrives on solving hard problems, is passionate about finding innovative solutions not just for today but allowing for growth of the future, delights customers, and inspires colleagues. What You'll Build and Own Architect and implement software solutions that are scalable, performant and secure. Design the future state of our large-scale backend distributed platforms with an understanding of our product and engineering goals, a deep understanding of our existing systems, and payment processing regulations like PCI compliance and 3DS to inform the right technical and product tradeoffs. Write clean, efficient, and maintainable code following best practices and coding standards Use code reviews as an opportunity to coach and ensure best practices/standards. Provide technical leadership and assist guiding the team's overall technical direction Work closely with product managers, designers, and other engineers to understand business requirements and translate them into technical specifications Debug and troubleshoot production issues and provide timely solutions Proactively eliminate potential for customer-impacting outages in the systems so users are able to move money in a secure manner seamlessly. Utilizes the various offerings of Cloud Platforms to build robust, efficient, and resilient distributed systems. Designs and implements efficient data storage in our SQL and NoSQL databases to power the Dave platform. Continuously enhance and refactor the codebase to improve maintainability, scalability and extensibility Monitor and analyze system performance, diagnose issues, and proactively identify opportunities for optimization. Implement logging and application performance monitoring mechanisms to gather relevant metrics and ensure comprehensive observability Stay abreast of industry trends, new technologies, and best practices Share knowledge with the team and contribute to the continuous improvement of development processes and methodologies. The Impact Your work will power critical financial flows that help millions of Dave members manage and repay advances. Reliable systems here directly influence member trust, product performance, and Dave's ability to scale responsibly.

Requirements

• Experience and Technical Foundation
• Bachelor's degree (or above) in Computer Science or related discipline. Other majors will be considered in conjunction with appropriate related experience and/or training.
• 4+ Years of Software Engineering Experience with a focus on Backend feature development
• Solid understanding of software engineering principles, design patterns, and algorithms
• Experience with RESTful API design and development
• Demonstrated ability to analyze complex problems, propose solutions, and implement them effectively.
• Proven track record of collaborating effectively with cross-functional teams, demonstrating excellent communication and interpersonal skills.
• Ability to work independently and as part of a team in a fast-paced, agile development environment.
• Passionate about learning and staying updated on emerging technologies, industry trends, and best practices
• Strong des

Additional Information

Dave vs. Goliath. We're Dave. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave's digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave's offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option. Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

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