AVP, Consumer Credit Approval (Wealth Product Financing)

About the role

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Purpose of the role: To assist Team Head in managing the credit approval process for consumer secured products (Wealth Product Financing). Responsible for providing expert credit assessment, approval, policy development, and portfolio review for credit facilities secured by wealth management products including but not limited to equities, bonds, deposit investment, unit trust and structured investments. The role will ensure prudent risk management with strong consideration of market risk, liquidity risk, and collateral volatility.

Responsibilities

• What are we looking for:
• University Degree or Tertiary education in Banking, Accounting, Finance or Business Administration Risk Management or related discipliners.
• 5 to 8 years consumer credit or risk management experience, including hands-on experience in wealth product financing.
• Strong analytical and problem-solving skills, with the ability to interpret complex data
• Excellent communication and interpersonal skills, with the ability to work effectively with stakeholders
• Knowledge of credit risk management principles and practices, including credit risk modeling and portfolio management
• Proficiency in both written and spoken English and Chinese
• Proficient in Microsoft Office including MS word, PowerPoint and Excel
• #LI-SL1

Benefits

Your Match

How well this role fits your profile.

Company Intel

What employees say

Worked at ocbc? Share your experience