Finance Manager

About the role

The Finance Manager will support Happen Bank's Personal Loans business through forecasting, financial planning, performance analysis, and strategic decision support in a highly cross-functional environment. This role plays an important part in helping the business make informed, data-driven decisions by delivering clear financial insights, supporting ongoing forecast and planning cycles, and improving reporting and analytics capabilities. You will work closely with partners across Corporate FP&A, Accounting, Business Operations, and Credit Analytics to drive business performance and operational efficiency.

Responsibilities

• Lead balance sheet and P&L forecasting, portfolio performance analysis, and return analytics across the Personal Loans loan portfolio
• Contribute to weekly forecast refreshes to provide clear visibility into risks and opportunities relative to plan and help inform finance and business decision-making
• Lead annual budgeting and quarterly planning activities across the Personal Loans business
• Build and maintain financial models to support forecasting, profitability analysis, valuation assessments, and strategic decision-making
• Perform variance analysis and support monthly and quarterly reporting processes
• Identify opportunities to create, improve, and scale financial processes, reporting workflows, and modeling approaches to drive efficiency and accuracy across the finance function
• About You
• 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor's degree or higher, or equivalent combination of education and experience
• Strong financial modeling and analytical skills, including forecasting and valuation concepts such as discounted cash flow (DCF) analysis
• Ability to interpret financial and operational data and connect insights to business outcomes and decision-making
• Ability to manage multiple priorities and complete projects in a structured, timely manner
• Clear written and verbal communication skills, with experience presenting analyses and recommendations to partners across different levels and functions
• Experience with Excel, PowerPoint, Tableau, and SQL

Requirements

• Experience supporting consumer lending, personal loans, fixed income, or broader banking products
• Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives
• Experience with Anaplan or similar planning tools
• Experience using Python for financial analysis, automation, or reporting workflows
• Work Location
• San Francisco
• Time Zone Requirements
• Local hours (PT)
• While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
• Travel Requirements
• As needed travel to Happen Bank offices and/or other locations, as needed.

Benefits

Additional Information

Current Employees of Happen Bank: Please apply via your internal Workday Account Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

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