I2C DPS Cash App Team Lead

Responsibilities

• Credit Analysis
• Recommend and approve elevated credit limits and risk categories, including exceptions, based on expert analysis, professional judgment, and alignment with risk appetite.
• Manage and resolve complex, time ‑ sensitive ad hoc credit change requests for strategic and high ‑ value accounts, partnering closely with Collections and Commercial teams to ensure appropriate documentation and risk mitigation.
• Risk Management
• Act as a subject matter expert in the development, interpretation, and application of credit policies and procedures.
• Assess emerging risks, portfolio trends, and concentration exposures, and recommend policy enhancements and risk mitigation strategies to protect profitability and cash flow.
• Support escalations and exception governance by providing expert risk assessments and recommendations.
• Reporting
• Own and provide expert review and interpretation of monthly credit reports, including Credit Limit Edit Report and Payment Terms and Baseline Date Edit Report.
• Deliver analytical insights and commentary to senior stakeholders to support informed credit and commercial decision ‑ making .
• Knowledge Sharing & Capability Building
• Provide SME ‑ level guidance, technical review, and knowledge sharing to Credit Analysts, supporting consistent application of credit standards and high ‑ quality analysis.
• Contribute to process improvements, analytics enhancements, and automation initiatives to improve efficiency, controls, and risk visibility.
• Project
• Lead or serve as the primary credit SME on credit risk projects, including policy enhancements, model updates, and system or process improvements.
• Ensure initiatives are delivered on time, within scope, and aligned with credit risk standards and business objectives .

Requirements

• Education:
• A minimum of a bachelor's level degree or equivalent is required , preferably in accounting, finance, or related business discipline.
• CPA, CMA, MBA and/or other financial certifications is preferred
• Experience and Skills Required:
• 4-6 years of relevant work experience
• Has an End-to-end Invoice to Cash process experience (Cash Applications, Credit Management, Collections/Dispute Management), with extensive expertise in Credit Management and preferably in the same Industry as J&J - Healthcare/Pharma - Preferred.
• Strong customer engagement skills (including ability to manage difficult customers) for both internal and external stakeholders .
• Capable of shaping and defining solutions and strategies for customer portfolios
• Advanced Negotiation and communication skills
• Able to s upport and prepare foundational analysis for evidence-based decision making.
• Present results and strategies to senior leadership.
• Change Management Skills preferred
• Required Knowledge, Skills, and Abilities:
• Fluent in English for communication, for both oral and written
• Technology proficiency in Microsoft Office and ERP
• Strong collaboration, influencing , change and communication skills with strategic mindset.
• Preferred Knowledge, Skills and Abilities:
• Knowledge of SAP systems
• Foreign language capability is a plus
• Experience from BPO or shared services center of a multinational corporation and even local companies with relevant experience.
• Digital/ intelligent automation capabilities.
• Johnson & Johnson announced plans to separate our Orthopaedics business to establish a standalone orthopaedics company, operating as DePuy Synthes. The process of the planned separation is anticipated to be c

Benefits

Additional Information

At Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to innovate across the full spectrum of healthcare solutions today to deliver the breakthroughs of tomorrow, and profoundly impact health for humanity. Learn more at jnj.com . As guided by Our Credo, Johnson & Johnson is responsible to our employees who work with us throughout the world. We provide an inclusive work environment where each person is considered as an individual. At Johnson & Johnson, we respect the diversity and dignity of our employees and recognize their merit. Job Function: Finance Job Sub Function: AP/AR Job Category: Professional All Job Posting Locations: Taguig, National Capital Region (Manila), Philippines Job Description: DePuy Synthes is recruiting for a Credit Management Team Lead, located in Manila, Philippines.

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