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Program Management - Deputy General Manager - Lending

External
paytm logoPaytm · Noida, India
Full-timeOn-site3w ago
ComplianceLeadershipStakeholder Management
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Responsibilities

  • Drive end-to-end business management for lending / financial products across the product lifecycle.
  • Work on product structuring in alignment with business objectives, customer requirements, and partner expectations.
  • Coordinate with banks, NBFCs, and external partners for onboarding, policy alignment, operational execution, and business expansion.
  • Collaborate with Risk, Data, Growth, Operations, Compliance, and Tech teams to ensure
  • smooth product rollout and process efficiency.
  • Define and implement risk policies, eligibility criteria, and operational controls to maintain
  • portfolio quality.
  • Monitor funnel performance across sourcing, approval, disbursal, and activation stages,
  • and identify opportunities for optimization.
  • Drive growth initiatives post product launch through process improvements, partnerships, campaigns, and conversion enhancement strategies.
  • Analyze business metrics, customer behavior, and portfolio performance to support data-driven decision-making.
  • Manage stakeholder communication and ensure timely resolution of operational or partner-related issues.
  • Prepare business reports, dashboards, and performance reviews for leadership discussions.
  • Required Skills & Experience:
  • Experience in Business Management, Product Management, Lending Operations, or Financial Services.
  • Strong understanding of digital lending, APIs, tech journeys and AI enablement is a must.
  • Strong understanding of lending products, product structuring, and risk frameworks.
  • Experience in coordinating with Banks, NBFCs, or financial institution partners.
  • Good understanding of funnel management, portfolio monitoring, and business growth metrics.
  • Strong analytical and problem-solving skills.
  • Ability to work cross-functionally with Product, Risk, Operations, Tech, and Sales teams.
  • Excellent stakeholder management and communication skills.
  • Experience in fintech, digital lending, payments, or BFSI domain will be preferred.
  • Preferred Background:
  • MBA or equivalent qualification preferred.
  • Prior experience in fintech, lending, credit cards, merchant financing, or unsecured loan
  • products is an added advantage.

Additional Information

Role Overview: We are looking for a Business Management professional who can drive end-to-end execution of financial products by working closely with internal stakeholders, banks, NBFC partners, and cross-functional teams. The role will focus on product structuring, risk policy alignment, growth strategy, and post-launch business performance management. The ideal candidate should have strong experience in managing lending or financial products, handling partner coordination, improving funnel conversions, and driving scalable business growth.


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