Product Manager, Payments

About the role

strong>About The Role br> br> /strong>We re looking for a Senior Product Manager to own strong>Money Movement /strong>: the infrastructure that powers how fiat, crypto, and stablecoins flow through zerohash s platform. br> br>zerohash manages internal ledgers that correspond with real bank balances. Funds are constantly moving: platform settlement wires in and out, stablecoin minting and redeeming flows, on/off ramps for retail and institutional partners, ACH transactions, RTP payments, and internal liquidity movements across accounts. You ll also own crypto send/receive functionality across networks. Your job is to make sure all of this works reliably, accurately, and at scale - while building the next generation of payment capabilities. br> br>You will own the strategy, roadmap, and be deep in the mechanics for how money actually moves: bank API integrations, ledger bookkeeping, settlement timing, return handling, and compliance-aware payment routing. This is a high-visibility role that sits at the core of our platform, directly impacting onboarding conversion, liquidity velocity, treasury operations, partner integrations, and global expansion. br> br>This is a fully remote position, strongly preferred to be in a timezone +/- 3 hours of east coast time (US). br> br> strong>Responsibilities br> br> /strong> ul> li>Own the roadmap and execution for Money Movement, ruthlessly prioritizing across payment rails, partner needs, and expansion opportunities while clearly articulating and driving the product vision and strategy. /li> li>Design payment flows end-to-end: from API contract through ledger impact, settlement, reconciliation, and exception handling. /li> li>Work directly with banking partners and PSPs on integration, onboarding, and ongoing operations. /li> li>Lead cross-functional collaboration with Engineering to translate product requirements into well-architected, production-ready systems. /li> li>Partner with ops to improve reconciliation processes, reduce manual intervention, and automate exception handling. /li> li>Collaborate deeply with compliance and risk to ensure flows meet BSA/AML requirements, money transmission regulations, and have fraud protections. /li> li>Write clear technical specs and API documentation, both internal and client-facing. /li> li>Analyze transaction data to identify issues, measure flow performance, and inform product decisions. br> br> /li> /ul> strong>Requirements br> br> /strong> ul> li>Minimum of 4+ years experience in Product Management. /li> li>Strong background with building API-based products /li> li>Strong understanding of the ACH network /li> li>Proven ability to develop product and marketing strategies and effectively communicate recommendations to executive management /li> li>Ability to understand and discuss technical concepts with engineering teams /li> li>Excellent written and verbal communication skills, with the ability to distill complex ideas into clear, concise, and actionable tasks. /li> li>Demonstrated expertise in project management methodologies and tools, particularly Jira. /li> li>Strong analytical and problem-solving skills - you can write SQL queries and analyze data effectively. br> br> /li> /ul> strong>Preferred br> br> /strong> ul> li>Experience building crypto or stablecoins products /li> li>Prior experience in a software engineering or sales engineering-like role /li> li>Experience with building consumer-facing fintech applications /li> li>Experience in a fast-paced startup environment br> br> /li> /ul>Benefits Offered br> br>We believe a happy, motivated, and healthy team is the best way to succeed. We offer the following benefit br> br> ul> li>Healthcare Insurance: Zero Hash covers roughly 100% of employee premiums (U.S. Only) /li> li>Chance to earn equity /li> li>Vision Insurance (US Only) /li> li>Dental Insurance (US Only) /li> li>Maternity & Paternity leave /li> li>Visa sponsorship /li> li>401k (US Only) br> br> /li> /ul> strong>About Zerohash br> br> /strong>zerohash s full stack financial infrastructure seamlessly connects fiat, crypto and stablecoins, enabling a better way to move and transfer money and value globally. br> br>zerohash provides the complete technical infrastructure (delivered through API and SDK) as well as the global regulatory stack to easily and compliantly send, receive, store, and convert fiat, crypto, and stablecoins, in one platform. br> br>Start-ups, enterprises and Fortune 500 companies, including Stripe, Interactive Brokers, Shift4, Franklin Templeton, and MoonPay embed our infrastructure to power a diverse range of use cases: cross-border payments, commerce, trading, remittance, payroll, tokenization, wallets and on and off-ramps. br> br>Backed by Interactive Brokers, Point72 Ventures, NYCA, Bain Capital, and tastytrade. br> br>The zerohash Culture br> br>All zerohash employees are guided by the following characteristics and core principles: br> br> ul> li>Independence/Ownership - An ability to wor

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