Retail Pricing Analyst

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Policy Expert - Retail Pricing Analyst (Trading/Portfolio) 🚀 Are you ready to transform the insurance industry? Policy Expert is a forward-thinking business that loves to get things done. Leveraging proprietary technology and smart data, we offer reliable products and a wow customer experience. Having achieved rapid growth since being founded in 2011, we've won over 1.5 million customers in Home, Motor and Pet insurance and have been ranked the UK's No.1-rated home insurer by Review Centre since 2013. 🏆 Hear from our team about what it's like working at Policy Expert ✨ As one of the fastest growing Insurers in the UK, you will enjoy a fast-paced environment and thrive in a forward-thinking culture. You will be part of a team utilising advance analytics and machine learning techniques applied in pricing structures. You will be working in collaboration with the data engineering team and the quote engine team to support the bespoke pricing algorithms. Your day to day: Support the Group Head of Retail Pricing and Implementation and our Retail Pricing Manager to achieve the most efficient pricing by selecting the optimal balance between contribution and volume (Efficient Frontier) across all products underwritten by Policy Expert. The job holder will also support with commercial changes in between optimisation cycles, working closely with Retail & Marketing and other cross functional teams. Identify day to day pricing changes between optimisation cycles to meet sales targets. Scan market movements to identify appropriate response across Policy Expert products. Review portfolio mix and business performance by client segment to identify optimal pricing changes. Liaise with Retail & Marketing and other relevant stakeholders to support with cross functional projects e.g., marketing campaigns, branding, product adjustments e.g., excess changes. Develop a good understanding of loss ratio development trends to identify appropriate short-term and longer-term responses. Support with the preparation of the Trading Committee, including material, follow up actions etc. Set pricing for ancillary products. Who are you: Degree in numerically based discipline e.g., Maths, Data, Statistics Data modelling techniques 2+ years insurance pricing experience Commercially focused Performance management Strong stakeholder management skills Reactivity and speed in execution Communication/influencing Decision making

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