Software Engineer II

About the role

Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's AI Transformation team is a newly formed group of problem solvers passionate about bridging the gap between cutting-edge AI capabilities and real-world business needs. Based in-office at our Fort Lee, New Jersey headquarters, we work face-to-face with stakeholders across the organization to identify opportunities, adopt and adapt AI tools, and build sustainable solutions. Our mission is to bring AI-powered solutions to life, ensure they are maintainable, auditable, and resilient, and to continuously leverage advances in AI technologies for the benefit of the business.

Responsibilities

• Design, develop, and deliver scalable software modules and components
• Build backend systems using a mix of technologies. Languages may include C# (.NET 10), Python, and JavaScript/TypeScript. Databases may include PostgreSQL and SQL Server. Infrastructure includes AWS, Docker, and Kubernetes
• Implement, test, and iterate on software solutions that address both short-term and long-term considerations with a maintainable, sustainable mindset

Requirements

• 4+ years of experience developing enterprise systems in modern, current object-oriented languages, with at least 2+ years of C#
• 2+ years of experience with SQL, preferably PostgreSQL or SQL Server
• Experience working with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor)
• Database persistence frameworks (e.g. nHibernate, Entity Framework)
• Strong communication skills
• Experience or understanding of Domain Driven Design
• Cloud Architecture - preferably AWS
• Docker / Containers
• Financial industry / accounting experience or understanding is helpful, but not required
• Experience designing and developing distributed systems and event driven architecture is preferred. Ideally with understanding or exposure to:
• MassTransit or NServiceBus
• RabbitMQ
• Idempotency
• #LI-KR1 #LI-Hybrid
• Salary Range: $130,000.00 - $170,000.00
• By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

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