Senior Vice President Commercial Lender - Tampa, FL

About the role

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life. About this position: The Senior Vice President Commercial Lender is responsible for developing new business, the structuring and closing of commercial loans, and maintaining and servicing an existing portfolio. This role will also represent the credit union in the local community through active participation in community affairs and through marketing all of the credit union's products and services.

Responsibilities

• Business Development & Relationship Management
• Generates new commercial lending opportunities through prospecting, referral network development, market expansion, and strategic relationship building with business owners, centers of influence, and existing clients.
• Commercial Lending Portfolio Management
• Manages and grows a commercial loan portfolio by monitoring credit performance, identifying risk factors, maintaining borrower relationships, and ensuring portfolio growth aligns with organizational lending objectives and risk tolerance.
• Commercial Credit Analysis & Underwriting
• Evaluates commercial loan requests through detailed financial statement analysis, cash flow assessment, risk evaluation, collateral review, and credit structuring to develop sound lending recommendations and support portfolio quality.
• Loan Documentation, Closing & Administration
• Coordinates the end-to-end loan process, including loan structuring, documentation review, closing preparation, compliance verification, and execution of loan agreements to ensure accurate and timely funding.
• Regulatory Compliance & Risk Management
• Maintains knowledge of and follows applicable federal and state laws, regulations, and credit union policies and procedures. Supports the organization's compliance and risk management efforts to identify and address potential risks.

Requirements

• Bachelor's degree in Business Administration, Finance, Accounting, or related field.
• 7+ years of experience as a senior commercial lender, with proven success in portfolio management and business development.
• Thorough knowledge of commercial lending policy, depository services, credit union/banking operations. Solid financial analysis capabilities and understanding of financial statements
• What you'll get:
• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide !
• Have additional questions about the role? Email the Talent Acquisition Team at: Careers@lmcu.org .
• If you lack access to the internet or require accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316.
• LMCU is an Equal Opportunity Employer

Benefits

Additional Information

Job Title: Senior Vice President Commercial Lender Primary Location: 12471 W. Linebaugh Ave. Tampa, FL 33626 Employee Status: Full-time salary Workplace Type: Fully On-Site

Your Match

How well this role fits your profile.

Company Intel

What employees say

Worked at lmcu? Share your experience