Head of Engineering, POS Application Platform

About the role

Moniepoint Inc. is Africa's all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria's largest merchant acquirer, we power most of the country's point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. More than 6 million businesses run their financial lives through Moniepoint - and the primary way they interact with us every single day is through a POS device. For most of our merchants, that device is their business. It is how they accept payments, how they access credit, and how they track their finances. Everything those devices are capable of, in terms of speed, reliability, and developer quality, flows from the engineering platform this role leads. We are building a dedicated POS Application Platform function: the foundational engineering layer that sits beneath every POS product at Moniepoint. Think of it as the operating system for our POS engineering organisation - the standards, frameworks, tooling, and architectural backbone that every POS engineer across the business builds on top of. This is not a feature team. It is a platform team in the truest sense, and the Head of Engineering for POS Application Platform is the technical owner of that layer. We currently operate across approximately five POS device types from multiple OEM manufacturers, all running on Android. The engineering challenges here span device governance, developer experience, platform reliability, foundational frameworks, and adoption across a distributed set of POS engineers working in separate product squads. And the scope is only growing. We have a UK entity live, a cross-border payments product in market, and a microfinance bank acquisition finalizing in Kenya. The platform you build will become the foundation for tens of millions of businesses across multiple markets to accept payments, access financial services, and grow. If you have spent your career going deep on POS systems and you want to build the platform that underpins one of Africa's most consequential fintech businesses during its global expansion, this is the role. What you'll get to do Own the technical strategy and architecture for the POS Application Platform, acting as the domain CTO for everything that runs on our POS devices. Build and govern the four core platform pillars across the organisation: developer experience (tools, libraries, SDKs), platform reliability (observability, uptime, quality standards), foundational frameworks (architecture, coding standards, testing and release pipelines), and squad adoption (driving uptake of platform tooling across all embedded POS engineers). Define and enforce engineering standards across all POS device types and OEM manufacturers, ensuring architectural consistency and quality across a heterogeneous device fleet. Functionally lead POS engineers embedded across Payments, Onboarding, VAS, Savings, and Loans squads - setting the bar for engineering quality and providing the platform layer above all of them. Own POS observability end-to-end: monitoring, alerting, and incident response frameworks that ensure platform health across all devices and squads. Drive the architecture for how Moniepoint supports multiple POS device types, including defining how new devices are onboarded, governed, and integrated with the platform. Collaborate with OEM partners and the POS hardware team when new device types are introduced, ensuring the application layer is ready to support them from day one. Write and review code directly - this role expects 40 to 60 percent hands-on engineering time. You will set the technical standard, not just the technical direction. Build and scale the POS platform team, including hiring, mentoring, and structuring for growth as the platform expands internationally. Translate platform decisions into business impact, working closely with Product, Payments, and Business leadership across markets. Establish and continuously improve engineering processes, tooling standards, CI/CD pipelines, and developer productivity metrics across the POS engineering community. To succeed in this role, we think you should have A minimum of 10 years of hands-on software engineering experience, with at least 6 years leading engineering teams through meaningful growth phases, ideally in multi-national or large VC-backed companies. Direct, hands-on experience building software that runs on Point-of-Sale terminal devices. This means engineering on the device itself - the application layer - not server-side integrations with POS systems. This is a non-negotiable requirement and candidates without it will not be considered. Strong working knowledge of EMV standards (Europay, Mastercard, Visa) and experience navigating payment certification processes such as PCI DSS a

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