Sr. Manager, Payments and Fraud Oversight

About the role

PayPal Europe is seeking a Sr. Manager, Payments and Fraud Oversight to provide independent second-line oversight of payment and fraud-related risks across our European payment operations. You will deliver risk challenge, independent opinion, and thematic analysis, ensuring that first-line processes operate within risk appetite and that controls remain effective. As part of your role, you will contribute to the continued enhancement of risk analytics, data insight, and technical capability to improve the CRO's visibility over the payments and fraud risk landscape. This role is critical to maintaining strong risk governance and alignment with EU and Luxembourg regulatory expectations, while preserving clear separation from Payments Compliance and first-line functions.

Responsibilities

• Payments and Fraud Risk Oversight
• Provide independent oversight and challenge on first-line Payments and Fraud Risk Frameworks, ensuring alignment with enterprise risk appetite and EU/Luxembourg supervisory expectations.
• Review and advise on risk appetite, tolerances, and KRIs/KCIs, ensuring appropriate coverage of payments and fraud risks.
• Perform independent second-line risk assessments to evaluate the design and operating effectiveness of key payments and frau

Requirements

• 8+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
• Additional Responsibilities & Preferred Qualifications :
• Sr. Manager, Payments and Fraud Oversight

Benefits

Additional Information

The Company PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary: PayPal Europe is seeking a Sr. Manager, Payments and Fraud Oversight to provide independent second-line oversight of payment and fraud-related risks across our European payment operations. You will deliver risk challenge, independent opinion, and thematic analysis, ensuring that first-line processes operate within risk appetite and that controls remain effective. As part of your role, you will contribute to the continued enhancement of risk analytics, data insight, and technical capability to improve the CRO's visibility over the payments and fraud risk landscape. This role is critical to maintaining strong risk governance and alignment with EU and Luxembourg regulatory expectations, while preserving clear separation from Payments Compliance and first-line functions. Job Description: Essential Responsibilities: Lead complex projects and problem resolution efforts related to risk management. Collaborate with teams to identify and analyze risks that may impact operations and assets. Develop and implement strategies for risk mitigation and compliance. Assess current business trends to inform risk management practices and improvements. Drive global process improvements through effective project management and stakeholder engagement.

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