Senior State Product & Pricing Manager, SE Hurricane

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Why Join Stand: At Stand, you'll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine, our Stand World Model https://frontier.standinsurance.com/ . We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices. Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable. Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can't and operate with far less friction. Role Summary: As our Senior State Product & Pricing Manager, SE Hurricane you'll design and launch innovative homeowners insurance products in some of the country's most complex, catastrophe-exposed markets. You'll shape market strategy, lead regulatory filings, translate customer and risk insights into technology requirements, and continuously monitor product performance to drive refinement. As an analytical builder and product innovator, you'll play a pivotal role in expanding Stand's climate-first offerings and redefining homeowners insurance for high-risk regions. Core Responsibilities: Develop and launch new homeowners, condo, and dwelling fire programs in catastrophe-exposed markets, including market strategy, regulatory filings, and business requirements for technology implementation Help create and monitor post-implementation reporting to constantly evaluate the performance of the business, including sales, underwriting quality metrics, and geographic spread of risk Gather and synthesize market intelligence via competitor rate filings, collaboration with Sales and Underwriting teams, and any other competitive intelligence we can source Resolve complex, company-wide challenges through critical analysis and cross-functional leadership Support other initiatives as strategic opportunities dictate Core Competencies (Required) Min 5+ years of insurance product or state management experience with extensive exposure to ratemating, underwriting, and policy forms Min 3+ years of Homeowners experience Proven ability to build rating algorithms and monitoring templates, with the technical acumen and communication skills to deliver clear insights to leadership Florida-specific experience; other hurricane-exposed market experience is a plus Software/Technical Experience Strong competency with Microsoft Excel Competency with geospatial mapping tools, such as ArcGIS or QGIS SQL or other data querying language preferred Experience creating within a business intelligence tool, such as Omni, Looker, PowerBI, etc. a plus

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