Commercial Mortgage Analyst
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About the role
The Commercial Mortgage Analyst is responsible for monitoring and analyzing the financial condition of existing commercial mortgage loans, both at the property level and at the guarantor level, to determine compliance with reporting requirements and to report on the performance of the property and/or guarantor. ESSENTIAL DUTIES AND RESPONSIBILITIES Develop and produce a periodic (monthly, quarterly, annually, as appropriate) performance and compliance reporting package for existing loans Analyze financial information including operating statements, rent rolls, personal financial statements, and/or corporate financial statements to determine performance and compliance with reporting requirements and covenants (if any) For income-producing properties, prepare tracking by reporting period of occupancy and average revenue by unit (using whatever reporting metric is appropriate to the specific property type), and comparing that to the Borrower's and/or Appraiser's pro formas which were used in the Loan marketing package Track NOI and Debt Service Coverage Track usage and availability of any reserves, such as for working capital and/or debt service Review various reports including appraisals, environmental documentation, and engineering reports to determine compliance with loan requirements Review credit ratings with credit bureaus and reporting agencies Submit regular monitoring reports to bankers and loan servicing Conduct site visits and perform property inspections as needed Participate in the development and implementation of new processes and procedures related to program revisions and guideline changes Other duties as assigned REQUIRED EDUCATION AND EXPERIENCE Bachelor's Degree required. Foundational understanding of the Commercial Real Estate industry gained through successful completion of Real Estate focused coursework, internships, or professional experience preferred. Familiarity with the primary commercial property types including multifamily, industrial, office, retail, and hospitality. Exceptional written and verbal communication skills required. Intermediate Microsoft Office skills required, advanced financial and data manipulation. functions in Microsoft Excel as well as experience with AI efficiency tools preferred. Ability to review and analyze complex financial and commercial loan documents. Broad intellectual curiosity including the ability and desire to grow professionally. JOB EXPECTATIONS This is a full-time position. Workdays are Monday through Friday during standard business hours. Regular and reliable attendance required. Occasional domestic travel may be required for this position.
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Make your next move an expert one. At Colliers it's not our success that sets us apart, it's how we achieve it. Our people are passionate, take ownership and always do what's right for our clients, people and communities. Why Colliers? Our enterprising environment needs your expertise to facilitate Colliers' continued growth as an industry leader. Our nimble, decentralized culture can provide you with a wealth of opportunities to learn about our business and quickly gain experience to accelerate your career.
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