FVP, Unsecured Consumer Lending

Responsibilities

• Production Results and Business Unit Profitability: Accountable for business unit production and financial results.
• Strategic Leadership and Execution: Identity and recommend strategic opportunities for growth and optimization of our Unsecured Loan products. Translate strategic priorities into actionable plans to achieve loan origination volume and customer engagement targets.
• Operational Excellence & Compliance: Ensure operational excellence in all loan issuance processes and third-party partner integrations. Maintain strict compliance with all regulatory and policy requirements, upholding high standards of quality and risk management.
• Performance Reporting: Lead regular business reviews and performance updates with senior leadership. Provide data-driven insights and recommendations to inform decision-making and identify opportunities for accelerating growth and improving portfolio performance.

Requirements

• Bachelor's degree in Business, Finance, or a related field is preferred (Advanced degree is a plus.)
• 5+ years of experience in consumer lending, unsecured lending, or a closely related financial services field, with a track record of driving product or portfolio growth.
• Demonstrated ability to use data and analytics to inform strategy, set performance targets, and drive continuous improvement.
• Strong leadership skills with experience managing projects or teams. Proven ability to work cross-functionally and influence stakeholders in areas such as credit/risk, marketing, compliance, product management, banking operations, and technology.
• Excellent communication and presentation skills, with the ability to articulate insights and strategies to both technical teams and senior executives.
• Ability to thrive in a fast-paced, dynamic environment. A passion for innovation and delivering a superior customer experience in lending.
• Axos Employee Benefits May Include:
• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
• About Axos
• Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
• Learn more about working at Axos
• Pre-Employment Background Check and Drug Test:
• Equal Employmen

Benefits

Additional Information

Axos Bank Target Range: $115,000.00/Yr. - $140,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job The First Vice President (FVP) of Unsecured Consumer Lending serves as the business unit leader responsible for driving growth, performance, profitability, lead optimization, operational efficiency, and customer experience. This role leads the development and execution of strategies to deepen engagement with existing customers, enhance loan origination efficiency, and deliver high-quality, profitable loan production. The ideal candidate is a strategic, data-driven leader with deep expertise in consumer lending and a passion for building scalable, customer-centric programs.

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