Internal Credit Review Manager
External
Capitalfarmcredit · College Station, TXFull-timeOn-site1mo ago30+ days old, may be filled
Documentation
Prepare for this interview
EliteAI-generated questions, company research, and talking points tailored to this role
About the role
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture. Why Join Us? We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.
Benefits
Incentive Program: Company-wide, goals-based rewards.Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 12 paid holidays annually.Retirement: 401(k) with up to 9% employer contribution/match.Health Coverage: Affordable medical, dental, and vision plans.Parental Leave: 8 weeks of paid parental leave.Life & Disability Insurance: Employer-paid coverage.Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.At Capital Farm Credit, you'll find more than a job-you'll find purpose.LOCATIONThis preferred location for this position in at our Headquarters in College Station, Texas. However, it is open to other offices with space availability.EDUCATION AND EXPERIENCEBachelor's degree in business, accounting, finance, economics, or related discipline and seven (7) or more years' experience in banking, credit analysis, financial/accounting services, or audit.Previous experience as a credit analyst or loan officer preferred.JOB SUMMARYResponsible for overall management of the Internal Credit Review (ICR) department.ESSENTIAL FUNCTIONSSelects, trains, develops, motivates, evaluates, and manages internal credit review staff. Directs, counsels, and instructs staff assigned to the credit reviews and assesses their work for sufficiency of scope and accuracy.Assists with developing and implementing an annual risk assessment and credit review plan.Continued risk assessment of overall Association activities resulting in effective management of internal credit review resources.Develops and maintains standards for scope of review selection and standards for work papers and supporting documentation.Assists with organizing and coordinating all activities of individual credit reviews including scheduling review dates with the appropriate department heads.Conducts assigned reviews consistent with procedures, standards, and regulations.Prepares well organized and readily understandable work papers for each review that accurately document work performed, satisfy review objectives, meet quality standards, and support conclusions.Prepares meeting documents and reports for internal reviews to ensure identified risks are communicated to appropriate individuals.Articulates conclusions regarding risks and pertinent recommendations to counteract potential loss, improve processes and avoid adverse regulatory findings.Initiates various specialized projects and/or targeted reviews when required.Reports credit review findings to the Audit Committee of the Board of Directors. Discussions include the overall conclusion of the credit review, and recommendations, including management's response to those recommendations.Follows up on management responses as a result of credit reviews to substantiate/evaluate the implementation of recommended changes.Coordinates with external auditors, the bank, and Association staff, as appropriate, to avoid unnecessary redundancy of audit activities.Maintains a positive and professional image in all communications with Association staff, outside auditors, the Farm Credit Administration, and other Farm Credit entities.Assists other departments, as needed, to complete special projects such as due diligence reviews, consulting to improve controls, etc.Performs other department related tasks as assigned.Fosters a team environment and is a resource to department staff.REQUIRED SKILLSSpecialized knowledge of accounting and financial systems.Specialized knowledge of accounting/financial principles.Specialized knowledge of industry standards, internal controls, and internal audit practices.Knowledge of credit products, market trends, and/or loan procedures.Attention to detail.Analytical and critical thinking skills.Intermediate to advanced skill level in Microsoft Office applications.Ability to perform intermHealth insuranceDental insuranceVision insurance401(k)Parental leave
Your Match
How well this role fits your profile.
Company Intel
What employees say
Worked at capitalfarmcredit? Share your experience