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CA-Loan Specialist I

External
cefcu logoCefcu · San Jose, CA
Full-timeOn-site2w ago
Mentoring
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Benefits

FinancialMerit-based raisesHealth and WelfareGenerous paid time off (Holiday, Personal or Sick Time, Vacation)Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP, California - Kaiser Permanente HMO)Flexible Spending Plan (Medical Reimbursement Account and Dependent Care Reimbursement Account)Health Savings AccountVoluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan, Identity Theft & Fraud Protection Plan, Legal Plan)Life InsuranceAccidental Death & Dismemberment InsuranceDisability BenefitsDefined Benefit Plan - PensionDefined Contribution Plan - 401KAdditional BenefitsEmployee Assistance ProgramCalifornia Commuter Benefit ProgramTuition reimbursementCareer growth through internal job postingsManagement Development Program: formal mentoring and trainingOpportunities to help improve and build the CEFCU of tomorrow through process teamsOpportunities to personally contribute to corporate financial literacy and community initiativesCasual days to support local charitiesEmployee discounts on entertainment, cell phone plans, theme park tickets, and moreOn-site fitness center, fitness classes, and wellness programHealth insuranceDental insuranceVision insurance401(k)Paid time offFlexible schedule

Additional Information

Are you ready to make the most of your talents and abilities, while helping others make the most of their finances? Apply to join Team CEFCU! CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when members contact us. We are looking for individuals who are personable, articulate, and positive to add to our already awesome team! Interviews consumer loan applicants over the phone as well as in person. Cross-sells additional products and services to develop new business and increase expand product penetration. If granted, works within set lending authority to make prudent and responsible loan decisions. Informs members of loan decisions including any changes, restrictions and conditions (stipulations). This individual serves member needs for loans and requires technical and analytical product and service knowledge in all loan products. Provides support to and serves as an information resource to staff and management on loan issues. Gives every opportunity to each loan application by researching sources of additional collateral, income or recommending a counter offer to the original loan request whenever possible. Additionally, by understanding the products and services offered the individual will determine the appropriateness of loan products and provide alternatives. The individual actively participates in and is held accountable for the attainment of individual and departmental/organizational goals. The ability to make clear and concise notes at every point of contact is critical for this position.Required: - High school diploma or equivalent is required. - Minimum 1-year previous consumer lending experience Preferred: - Applicable college courses and/or commensurate experience preferred - Previous experience in Dealer Direct Lending Summary Pay Range The anticipated starting pay range for this position is $25.87 - $30.40. Compensation offered may vary based on skills and experience. Please note that salary is only one component of total compensation at CEFCU.


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