Bodily Injury Claim Specialist - Michigan
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Requirements
- Three years of experience or equivalent training in the following:
- negotiation of claim settlements
- securing and evaluating evidence
- subrogation claims
- resolving coverage questions
- taking statements
- establishing clear evaluation and resolution plans for claims
- Knowledge and Skills:
- Advanced knowledge of :
- Essential Insurance Act (Michigan)
- Fair Trade Practices Act as it relates to claims
- subrogation procedures and processes
- intercompany arbitration
- handling simple litigation
- Negligence Law
- No-Fault Law
- medical terminology and human anatomy
- Ability to :
- handle claims to the line Claim Handling Standards
- follow and apply ACG Claim policies, procedures and guidelines
- work within assigned ACG Claim systems including basic PC software
- perform basic claim file review and investigations
- demonstrate effective communication skills (verbal and written)
- demonstrate customer service skills by building and maintaining relationships with insureds/claimants while exhibiting understanding of their problems and responding to questions and concerns
- analyze and solve problems while demonstrating sound decision making skills
- prioritize claim related functions
- process time sensitive data and information from multiple sources
- manage time, organize and plan work load and responsibilities
- safely operate a motor vehicle in order to visit repair facilities, homes (for inspections), patients, etc.
- research analyze and interpret subrogation laws in various states
- travel outside of assigned territory which may involve overnight stay
- relocate, work ev
Benefits
Additional Information
It's a great time to join AAA The Auto Club Group! JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD Job Type: Full time Exempt/Non Exempt: Salary Job Description: ***This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy. *** Claim Specialist - Bodily Injury - The Auto Club Group Reports to: Casualty Claim Manager II What you will do: (Primary Duties & Responsibilities) ACG is seeking a prospective Claim Specialist to work under minimal supervision. In this position, you will: Handle highly complex new and reassigned auto and homeowner bodily injury liability claims. Adhere to ACG claim handling procedures, processes and guidelines. Complete coverage and liability investigations, including obtaining statements from involved parties. Obtain required documents and reports to complete coverage and liability investigations. Set expectations, ensuring the claim process is explained and understood. Complete complex coverage analysis. Identify additional exposures, create appropriate referrals for additional claims and subclaims. Conduct thorough reviews of liability, damages, and the applicability of state law. Evaluate settlement range value, prepare documents related to reserve, settlement and settlement authority. Negotiate settlements with attorney represented and non-represented parties. Utilize strong negotiation skills. Prepare legal releases. Authorize expense and indemnity payments. Complete referrals, when required, to underwriting, recovery, SCIU, large loss unit and HRCC. Document claim file memos, upload documents to claim file, complete claim coding. Present claim matters during meetings. Collaborate with legal team. Provide peer mentoring. Assist Management with special reports, projects, task. With our powerful brand and the mentoring, we offer, you will find your position as a Claims Specialist can lead to a rewarding career at our growing organization. How you will benefit: Claim Specialist will earn a competitive salary of 75,000 to $85,000 annually with an annual bonus potential based on performance. Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include: 401k Match Medical Dental Vision PTO Paid Holidays Tuition Reimbursement We're looking for candidates who : Education : Associate degree in Business Administration, Insurance or a related field or the equivalent in related work experience Completion of the Insurance Institute of America's: General Insurance Program, Associate in Claims, Associate in Management or equivalent CPCU coursework or designation Required Qualifications: Education: Complete ACG Claim Representative Training Program or demonstrate equivalent knowledge or experience In states where an Adjuster's license is required, the candidate must be eligible to acquire a State Adjuster's license within 90 days of hire and maintain as specified for appropriate states. A valid driver's license is required if the primary responsibilities of the role involve conducting in-person inspections or frequent in-person meetings with members.
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