Risk and Compliance Manager

About the role

As Risk & Compliance Manager, your day will involve: Regulatory Strategy & Change Interpreting FCA rules and guidance, translating into meaningful business processes and leading horizon scanning for emerging regulatory trends. Risk & Compliance Framework Delivery Manage and continually improve the risk and compliance monitoring framework, using AI where appropriate to monitor financial promotions, platform operations, Consumer Duty, complaints, vulnerability, advice suitability, and the firm's risk and control profile. Investment Governance Manage MiFID activities (Best Execution, product governance and fees) and support the ICARA process. Advice & Suitability Second line management of advice delivery risk and controls, including monitoring the advice guidance boundary, advice quality, Training & Competence (T&C) framework and client file dip testing. You will work closely with first line colleagues forming trusted relationships. Regulatory Liaison Supporting SMF16 liaising with the FCA, managing inquiries, regulatory returns and reporting to the Audit and Risk Committee. Culture & Leadership Partnering with internal audit to foster a firm-wide culture of accountability and compliance. From the second line of defence, you'll work closely with senior stakeholders across the company, helping us ensure effective risk and compliance delivery and drive a culture of integrity. You will be part of a fast-paced, tech-led and innovative environment. In this role, success will be measured by: Scalable Frameworks: Designing and embedding pragmatic risk and compliance processes that support our growth. Values-Led Ownership: Acting as a guardian of our customer-first culture, ensuring regulatory requirements are aligned with our mission to help more people. Cross-Functional Partnership: Working as a business enabler with Product, Ops, and Advice teams to solve complex problems collaboratively. Operational Excellence: consistently meeting regulatory deadlines and providing high-quality, monthly risk and compliance reporting. We value people who: Make every conversation matter You care about how you make people feel. You communicate clearly, listen well and build trust with customers and colleagues. You want every interaction to move things forward. Move with urgency and focus You like getting stuck in. You care about making progress, not always perfection. You stay focused on what matters, learn quickly and find smart ways to keep things moving. Own it You take responsibility for your work and the outcomes it creates. You're comfortable solving problems, making decisions and tackling challenges head on. You hold yourself to a high standard and want to make a real impact. What we look for Typically 4+ years within FCA-regulated firms, specifically in Second Line of Defence ro

Benefits

Additional Information

🏆 🎉 🏆 We're proud to announce we've won Advice firm of the year at the Money Marketing Awards 🏆 🎉 🏆 Our team plays a key role in delivering Octopus Money's mission. We work together to build a gold-standard approach that bridges the gap between complex regulatory requirements and accessible financial advice. We care about doing meaningful work, moving quickly and learning as we go. We're looking for a Risk & Compliance Manager to join us, reporting to the Head of Risk and Compliance (SMF16). You'll help us with high-quality risk, regulatory oversight and constructive compliance support across regulated financial advice, investments, platform operations and retail investment distribution. You'll also contribute to how we grow and support more people. This is a great opportunity for someone who enjoys working in a collaborative setting and has a genuine desire to help people improve their finances. You'll learn fast, work across the business and see the impact of your work every day. About Octopus Money 🐙 We're on a mission to become the most recommended financial services business in the UK 🐙 Money shapes every part of life. Yet most people never get the support they need: Half of Brits reach retirement age without enough to live the life they want Financial stress is a leading cause of poor mental health Only 8% of people have access to 1-to-1 financial advice There's no shortage of information. What people actually need is clarity, guidance and a plan that makes sense for them. That's where we come in. Octopus Money brings together financial planning, investment expertise and smart technology so people can understand their options and take action with confidence. We help people build a clear plan for their savings, investments and pensions and make investing simple with managed portfolios built by experts. We also support employers who want their teams to feel more secure and in control. Some people need regulated advice. Others need coaching. Many need both at different points in life. Our service adapts to what each person needs. We believe everyone deserves money support that works for real life.

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