Senior Credit Risk Officer
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Responsibilities
- Monitor various lending teams, groups of lending teams, and lines of business portfolios for credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks
- Review and approve credit requests, modifications, amendments and waivers for commercial banking relationships; credit requests range across various product areas, including but not limited to: loans, treasury management, global trader services, and other exposures
- Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally
- May act as a source of knowledge to assist in identifying relevant content for credit education programs
- Provide guidance and feedback on how proposed loan packages can be improved
- Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
Requirements
- Bachelor's degree, preferably in Finance or Accounting
- 10+ years of banking experience, with completion of a formal credit training program or equivalent knowledge of credit analysis and secured lending
- Demonstrated experience in successfully managing loan portfolios and approving credit risks through economic cycles
- Excellent written and verbal communication skills
- Proficient in Microsoft computer applications
- Additional Preferred Skills:
- 15+ years of banking experience with time spent as a relationship manager
Benefits
Additional Information
Job Description It's about interactions more than transactions. Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
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