Senior Director - Emerging Payments Product Compliance

Responsibilities

• Advise product, sales, and business leaders on regulatory requirements and compliance considerations for emerging payment solutions, including embedded finance, digital assets, cross-border payments, and complex funding and disbursement models.
• Guide compliance input during product design, platform development, client onboarding, and go-to-market planning to support compliant product delivery and operational readiness.
• Interpret and apply regulations related to anti-money laundering (AML), Bank Secrecy Act (BSA), sanctions, payments, and funds movement across new products, partnerships, and business models.
• Lead compliance risk assessments for new products, client structures, strategic opportunities, and third-party relationships to identify control requirements and mitigation plans.
• Establish and maintain compliance frameworks, policies, governance routines, monitoring activities, and testing approaches aligned to emerging risks and regulatory expectations.
• Represent the organization in regulatory examinations, client discussions, due diligence activities, and industry forums, communicating compliance requirements and program capabilities clearly.
• Drive alignment across compliance, legal, risk, product, and operations teams by providing risk insights and recommendations that support enterprise decision-making.
• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.
• Experience you'll need to have:
• 6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.
• Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.
• Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.
• Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.
• Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.
• Experience that would be great to have:
• Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.
• Experience supporting embedded finance, cross-border payments, digital assets, stablecoin activities, or similar emerging financial services offerings.
• Experience with stablecoin and digital asset regulatory frameworks.
• Experience in high-growth or emerging financial services verticals.
• Experience supporting complex client onboarding, deal structuring, and due diligence activities.
• How you'll work:
• This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.
• This role requires use of a computer and audio equipment.
• Sponsorship:
• Benefits at Fiserv:
• Fuel Your Life program to support your physical, financial, social, and emotional well-being.
• Paid holidays and generous time away policies.
• No-cost mental health support through Employee Assistance Programs.
• Living Proof program to recognize your peers' extra effort with points redeemable for rewards.
• Eight Employee Resource Groups to fo

Benefits

Additional Information

Calling all innovators - find your future at Fiserv. We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv. Job Title Senior Director - Emerging Payments Product Compliance About your role: As Senior Director, Emerging Payments Product Compliance, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

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