Collateral Analyst III

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Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you. Apply today and start the most rewarding chapter of your career with us. Job Description Summary Receives, reviews, logs and properly stores all original collateral received from Clients and closing agents; prepares original Notes and Bailee letters for shipment to takeout investors; processes Collateral status reports from custodians; processes eNotes received in eVault and WLS. Word Essential Duties and Responsibilities include the following. Processes daily incoming collateral; opens mail received from clients and closing agents; reviews original Notes against funded loans in WLS; logs Notes in WLS; adds notes to Not Funded log pending funding submission by client; sorts and flags notes by investor; files notes not pending shipment. Reconciles daily custodial reports and updates WLS for notes received, notes shipped and exceptions via daily import. Manages collateral inventory; performs weekly audits of all mortgage Notes in the Bank's possession to ensure an accurate inventory. Monitors eVault for receipt of eNotes, processes eDeliveries and transfers to investors, then updates WLS accordingly via import file. Monitors aged outstanding collateral ("Wet Note") reports; follows up with clients and updates status in WLS. Prepares original Notes and Bailee letters for timely shipment to takeout investors; runs daily ship report for notes requested to ship by clients; properly endorses each note in accordance with investor guidelines, stacks, scans and packages Notes by client and investor prior to shipment. Prepares FedEx labels for each package; updates WLS to reflect Notes pulled and shipped Gathers required documentation to obtain investor approvals on behalf of Clients; sets up new investors in WLS; links approved investors to client accounts as requested. Monitors investor updates for endorsement requirements, collateral delivery changes, and ownership changes; updates WLS investor records and P&P accordingly If responsible, may approve loans for disbursement. Prepares agency pool documents for execution and delivery; approves Freddie Mac security release forms in Freddie Mac Loan Advisor System; approves Fannie Mae Bailee Letters in Fannie Mae system. Adds/updates WLS User information and provides installation instructions for clients; Updates master Client List; Resets passwords per client request. Responds timely to client emails concerning information requests, return notes, Allonges, shipping requests, tracking info, corrections needed, and research Trains new Warehouse Lending employees and Clients as needed. Processes monthly SOFR EOM and Term Index updates in WLS, and reports changes to participating banks. Works with manager to provide documentation requested by internal and external auditors Coordinates and implements quarterly FHLB Collateral Review for Warehouse Manages collateral movement for internal "swings" from one warehouse line to another for client-to-client purchases, OTC modifications, and sublimit moves Assists with Annual Investor Audit by obtaining current financial statements and product guidelines for management review and approval. Cross trains in any area where WL SVP sees the opportunity for continued training or support. Completes all Bank-assigned training in a timely manner. Attends industry events; representing Origin Bank in a professional manner. Supervisory Responsibilities This job has no supervisory responsibilities. Competencies - To perform the job successfully, an individual should demonstrate the following competencies: Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations; Uses reason even when dealing with emotional topics. Technical Skills - Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others. Interpersonal Skills/Customer Service - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Manages difficult or em

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