Special Asset Analyst

Responsibilities

• Perform financial and collateral analysis for due diligence and evaluate loan repayment ability regarding asset based lending portfolio to minimize credit losses
• Review ongoing financial and collateral performance on existing portfolio accounts. Analyze and recommend appropriate workout strategies to maximize value of loan assets. Perform and approve loan reviews as needed
• Perform activities associated with maintaining process/operations, including developing and implementing policies and procedures on systems and the flow of information
• Receive clear communication including feedback, coaching, individual needs assessment, and training gaps, including regular, one-on-one performance reviews to ensure performance and quality standards are being met
• Prepare documents for amendments, restructures, client requests and review reports according to regulations, policies and standards

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or related field required
• 0-2 years of experience in credit analysis, banking, or a related financial role
• Internship or academic project experience in finance, accounting, or credit preferred
• Exposure to financial statement analysis or basic underwriting concepts a plus
• Financial statement analysis and spreading fundamentals
• Microsoft Excel proficiency
• Strong attention to detail and analytical thinking
• Effective written and verbal communication
• Ability to work in a collaborative, deadline-driven environment
• Foundational knowledge of credit underwriting principles
• Axos Employee Benefits May Include:
• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
• About Axos
• Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
• Learn more about working at Axos
• Pre-Employment Background Check and Drug Test:
• Equal Employment Opportunity:

Benefits

Additional Information

Axos Bank Target Range: $19.00/Hr. - $32.00/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 10% Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets. About This Job Axos is seeking a Special Assets Analyst I who will support the Special Assets team in the monitoring, analysis, and resolution of classified, watch list, and problem loan credits across commercial and consumer portfolios. This entry-level analytical role provides exposure to workout strategies, loss mitigation, and credit risk management under the guidance of senior Special Assets staff. The position is designed to develop foundational skills in credit analysis, problem loan reporting, and portfolio monitoring with a clear pathway for advancement within the Credit organization.

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