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Credit Hire Handler

External
Acorn Insurance logoAcorn Insurance · Liverpool
£29K–£34K/yrFull-timeOn-site2mo ago30+ days old, may be filled
LeadershipNegotiation
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About the role

Reporting to the Mitigation Operational Team Leader, the Credit Hire Handler will mitigate indemnity spend of Third Party Credit Hire and Property Damages claims by pro-actively managing a portfolio of motor claims from allocation through to settlement. This individual will also monitor claims involving credit hire, ensuring all actions are taken to mitigate our exposure, including identifying cases where we can intervene and settle the third party's claim direct to reduce overall hire duration.

Responsibilities

  • Validating all motor claims across the mitigation team for indemnity and fraud
  • Accurately assessing liability whilst utilising all available evidence and tools
  • You will contact all potential Claimants or Representatives in a timely manner to establish our exposure to ongoing hire, ensuring that key information is obtained and updated on the claim file
  • Identifying cases where intervening on vehicle losses will reduce our overall exposure, utilising resource of specialist inhouse motor engineers
  • Ensuring indemnity spend is minimized by commercial decision making
  • Proactive diary management to monitor and progress live hire cases
  • Accurate quantum assessment of claims presented using the relevant tools available to assist
  • Applying accurate reserves in line with company guidelines
  • Any other Ad hoc task as the needs of the business dictate

Requirements

  • A persuasive, confident and strong communicator with effective negotiation skills
  • Ability to use own initiative to explore all options to achieve the best outcome for the business
  • Good understanding of Insurer RTA obligations, credit hire, existing credit hire case law, legal precedent and procedure
  • Motivated self-starter with the ability to work as part of a team
  • Grow with Acorn:
  • We're growing fast, with new opportunities emerging every week. That growth is largely due to the values we share:
  • We run through walls for our customers and each other
  • We challenge the status quo
  • We succeed when we help those around us succeed
  • We decide quickly when the smart thing to do is use our judgement

Benefits

A maximum of 35 days' holiday (depending on role and tenure) including bank holidays, with additional buy/sell options24/7 mental health support & free counselling availableGrow with us: Through career fairs, leadership programs, and learning on the go!Flexible benefits, including early access to salary via our internal platformHybrid working options to support work-life balance and individual needsRecognition awards, social events & moreOur Commitment to our colleague's:These aren't just words - they're the principles we live by. And we're proud to back them up with real action, earning recognition and accreditation from leading organisations that share our commitment to people and growth:Mindful Employer - championing mental health and wellbeingDisability Confident Level 1 & 2 - creating accessible, inclusive opportunitiesMenopause Friendly accredited - supporting every stage of lifeArmed Forces Covenant signatory - honouring those who serveArmed Forces Defence employer recognition scheme - Supporting those who serveGreat Places to Work 2024/25 - fostering an engaging and positive workplace cultureBest Place to Work for Development - proud to be investing in people's futureBest Place to Work for Women - breaking down barriers to women's career progressionA Few Things to Know Before You ApplyIf your application is successful, we will commence relevant employment checks prior to you commencing employment with us. These will include a standard criminal record check and an insolvency register check.Visa Requirements Because our training is quite comprehensive, we can only consider applicants who have at least one year remaining on their Graduate or Post-Study Work visa. At the moment, we're not able to offer visa sponsorship.Please click the APPLY button to submit your CV for this role.Candidates with experience

Additional Information

Job Title: Credit Hire Handler Location: Sevenoaks or Liverpool with hybrid working Salary: Between £29,133 and £34,047 plus potential annual bonus of up to £2000 paid quarterly Job Type: Permanent, Full Time Working Hours: 37.5 hours, Monday to Friday from 9am to 5:30pm


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