Full Stack Engineer, Lending
External
Oneapp · (remote)Prepare for this interview
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About the role
As a Full Stack Engineer on our Lending team, you will deliver highly complex projects at scale and shape the technical direction of lending products that reach millions of customers.
Responsibilities
- Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale
- Provide technical leadership and clear, impactful communication to cross-functional stakeholders
- Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market
- Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences
- Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability
- You Bring
- Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services
- Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks
- Experience designing systems with reliability, security, and performance in mind - ideally in payments, lending, or other regulated consumer finance domains
- Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction
- Drive and proactivity - everyone here is a builder and executor
- Tools We Use
Benefits
Additional Information
About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We're fixing it. And we're moving fast. We're an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We're backed by Walmart, the world's largest retailer, and Ribbit Capital, one of fintech's most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don't have time to wait... and neither do we. This place moves fast, and we're looking for people who are: Ready to run Hungry and driven by urgency Exceptional at what they do, with low ego Comfortable operating in motion
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