Director of Home Lending

Responsibilities

• Strategic Leadership
• Develop and execute the overall home lending strategy aligned with organizational goals directing loan production and administration, leveraging data analytics to optimize end‑to‑end workflows, strengthen credit performance, and elevate customer experience across all channels
• Monitor market trends, interest rate environments, and the competitive landscape
• Manage the P&L and profitability for the home lending division
• Participates in quarterly business reviews and the risk committee when necessary to provide input related to the divisions execution, credit risk, strategies such as product enhancements, pricing and staffing.
• Sales Management
• Leads the mortgage sales team to achieve customer growth and engagement, balance sheet growth, revenue (NII and fee income) and profitability.
• Establish performance metrics, forecasts, incentive programs and pipeline management
• Build and maintain relationships with real estate professionals, centers of influence and internal stakeholders
• Leads the community lending team and CRA/LMI product innovation to ensure we are serving our communities, achieving our goals and are highly competitive in the marketplace
• Operations and Process Improvement
• Oversee loan origination, processing, closing functions, and other operational duties.
• Improve efficiency, turn times, and customer satisfaction.
• Implement and optimize lending technologies and digital solutions.
• Risk and Compliance
• Ensure compliance with lending regulations through the demonstration of a working proficiency in compliance laws and regulations, including, but not limited to Reg Z, B, X (RESPA), TRID and ECOA.
• Maintain strong internal controls and risk management practices
• Partner with compliance and audit teams
• Team Leadership
• Lead a culture of innovation and opportunity creation, identifying strategic pathways for expansion into new markets, services, and partnership models that align with long-range organizational goals
• Provide coaching, training, and leadership development opportunities
• Foster a culture of accountability, collaboration, and continuous improvement
• Education:
• Requires a four-year college degree or equivalent; with specialized training preferred ( Bachelor's Degree in business administration or a related field. Master's degree in Business Administration preferred). Maintains an NMLS registration.

Requirements

• 10+ years of experience in home lending with 5+ years in a leadership role (ex. Operational, Sales, Leadership positions). Mortgage experience preferred
• Physical Demands:
• Travel: Travel is required up to 45% of the day. Will require regular travel across S&T Bank's footprint, and at least initially, will be required to work out of the Main Office in Indiana, Pa. in order to learn about the operations side of the business and work with the EVP to develop strategies.
• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
• Salary Range:
• $95,000.00 - $283,500.00

Benefits

Additional Information

Function: The Director of Home Lending is responsible for leading and managing all aspects of the organization's residential mortgage business. This role creates strategy, drives growth and maintains operational excellence across home lending products, inclusive of purchases, refinances, and home equity solutions. The Director ensures strong financial performance, regulatory compliance, and exceptional customer experience while developing high-performing teams.

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