Product Engineer - Finacle & Cards Domain

About the role

We are seeking a skilled and proactive Product Engineer (Finacle & Cards) to join our Core Banking technology team in Chennai. The ideal candidate will bridge the gap between technical execution and domain expertise - combining hands-on proficiency in Finacle Scripting and REST APIs with a solid structural understanding of the Cards Domain (Credit/Debit/Prepaid management). This is a highly visible position requiring strong stakeholder management skills and the ability to seamlessly support distributed cross-border business units. Key Responsibilities 1. Technical Engineering & API Integration Design, develop, and customize solutions within the core banking ecosystem using advanced Finacle Scripting . Develop, implement, and maintain secure REST APIs to facilitate seamless integrations between Finacle, card management systems, and external payment processors. Own and manage the end-to-end technical delivery lifecycle of platform enhancements, from initial gathering through to deployment and production support. 2. Cards Domain & Cross-Border Support Apply deep functional knowledge of the Cards Domain to optimize credit/debit processing, merchant parameters, and transaction switches. Provide high-touch technical and functional support to diverse business units operating across different global locations. Isolate, troubleshoot, and resolve high-priority ecosystem incidents impacting card services and core platform stability. 3. Stakeholder Management & Collaboration Act as the primary technical point of contact, managing relationships and expectations across a diverse group of technical and non-technical stakeholders. Collaborate with the broader Software Engineering Chapter to ensure all platform deliveries align with strict organizational security, architecture, and compliance guidelines. Technical Specifications & Skills Core Technical Stack (Essential) Finacle Development: Strong hands-on engineering experience within the Finacle core banking environment, with specialized expertise in Finacle Scripting and customization. API Management: Practical experience developing, validating, and supporting REST APIs . Domain Expertise: Solid functional and technical understanding of the Cards Domain (e.g., card issuing, acquiring, processing, or clearing systems). Cross-Functional Skills Global Support: Proven ability to manage, coordinate, and support business units located in multiple global regions. Delivery Ownership: Demonstrated capability to drive end-to-end technology deliveries independently. Qualifications & Experience Education: Bachelor's degree in Computer Science, Information Technology, Electronic Engineering, or an equivalent technical field. Experience: Relevant technical experience as a software/product engineer specializing in Finacle development and card integration systems. Soft Skills: Exceptional communication, relationship-building, and stakeholder management capabilities. Must be highly adaptable to working across varying time zones and fast-paced deployment cycles.

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