Manager, Senior, Credit Origination

About the role

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth. Type of Qualification: First Degree Field of Study: Business Commerce, Finance or related field professional/Technical Certifications Professional Banking qualification, or Credit / Risk related professional qualifications; or CA, CPA, ACCA, CIMA, ACIB, AKIB Experience Required 8-10 years Conducting robust credit analysis and financial assessment Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance. Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions Proven covenant-setting expertise-designing practical, risk-aligned covenants derived from underlying business and model outputs End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes Behavioural Competencies: Challenging Ideas Developing Strategies Embracing Change Establishing Rapport Making Decisions Providing Insights Team Working Upholding Standards Technical Competencies: Client Knowledge Economic Capital Management Mergers & Acquisitions Operations Risk Reporting Risk Response Strategy

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