Senior Product Analyst

About the role

You will be the analytical anchor for North American Risk, Controls, and KYC/verification efforts. Your focus will be on optimizing controls, enhancing KYC processes, launching new automations, managing remediation, and reducing onboarding risk. You will shape our strategy and design data infrastructure to ensure safe, compliant, and frictionless customer onboarding. Partnering with Product, Compliance, and Engineering, you'll navigate the complex US and Canadian regulatory landscape.

Requirements

• Risk/Fincrime Domain Knowledge: You have specific experience managing trade-off between risk and growth. You understand how to detect unusual patterns of usage.
• Strategic Thinking: You can look at a complex web of requirements and constraints and identify the most critical data points needed to solve a problem. You prioritize the "must-haves" that keep the business running.
• Influence: You are comfortable explaining complex data to non-technical stakeholders (e.g., Product Compliance, External Partners). You can articulate why a specific risk model is performing the way it is and build conviction on the next steps.
• Ownership: You are solution-oriented and able to own projects from start to finish. You proactively identify bottlenecks in our risk controls and drive the remediation process.
• Nice to have but not essential:
• Experience working with US Partner Banks or Banking-as-a-Service (BaaS) models.
• Familiarity with verification/ KYC, and controls space.
• Familiarity with US payment rails (ACH, Wires, RTP) and their specific fraud profiles.
• Experience in a high-growth Fintech environment.
• For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
• We're proud to have a truly international team, and we celebrate our differences.
• Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
• If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
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Additional Information

We're looking for a Senior Product Analyst to join the North America Squad in Austin. The North American market is Wise's biggest opportunity, but it also presents our most complex regulatory and operational landscape. To scale 10x, we must balance product growth with airtight compliance and risk management.

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