Treasury Analyst

About the role

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig. Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners' growth. With a diverse suite of products-residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending-we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers. Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada's leading alternative lending bank. Join Fairstone as a Treasury Analyst and be part of our talented and growing team! Reporting to the Senior Manager, Treasury Reporting and Analytics, the candidate will be responsible for financial modeling, funding liabilities analysis and forecasting and cost of funds optimization. This is a great opportunity for a diligent self-starter with strong analytical, communication, and organizational skills to grow and develop within the heart of our corporate finance strategy. Develop, update and maintain financial models related to funding liabilities and interest expense to support decision making and optimize cost of funds. Produce debt and interest expense variance analysis and forecast for annual operating plans, quarterly forecasts and Internal Capital Adequacy Assessment Process (ICAAP). Prepare monthly management reporting for ALCO and executive meetings. Prepare regulatory reporting and financial reporting supports relating to funding liabilities and interest expense, or other treasury matters, and provide support for audit activities. Monitor intercompany lending facilities and prepare monthly invoices Monitor covenants and key metrics for funding facilities Run the monthly valuation of derivative instruments process Support preparation of official corporate presentations to investors, lenders, rating agencies, senior management, executives, and Board of Directors. Act as a champion for forecasting and ERP systems (Anaplan, Onestream, Workday, SAP) as well as in the automation of our models leveraging AI and other tools. Work with cross-functional teams to continuously improve processes and controls. Ensure process documentation governing area of responsibility is compliant with all corporate and regulatory policies/standards. As a member of a collaborative treasury team, provide support in other areas of the group as required. Maintain up-to-date knowledge on economic, market and industry trends and practices.

Requirements

• Bachelor's degree in finance or accounting
• 0 to 2 years' experience in corporate financing and securitization, risk management and financial analysis; Financial services industry experience will be an asset.
• CFA or CPA designation considered an asset
• Strong proven financial analytical and modelling skills with a strategic mindset
• Excellent computer skills: Advanced Excel (macros, VBA is desired), AI Tools, Power BI Pro, Word, PowerPoint, Bloomberg
• Well organised, able to to manage autonomously multiple concurrent initiatives and meet daily deliverables
• Efficient team player with high energy and initiative who shows passion for quality products and processes and who adapts quickly to a dynamic environment
• Strong written, spoken and presentation communication skills with ability to synthesize information. You are fluent in English; knowledge of French will be an asset.
• Experience in working with external constituents, including ratings agencies, analysts, bankers and stakeholders.
• Demonstrates our values of respect, accountability, integrity, recognition, diversity and innovation
• What you'll love about working here:
• Award-Winning Culture: We're proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal's Top Employers 2025 by Canada's Top 100 Employers.
• Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
• Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
• Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
• Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
• Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
• Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
• On-Sit

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