Client Account Exec II (SBA)

About the role

Responsible for ensuring Partner underwritten loans conform with Partner program credit guidelines in a timely manner, resulting in an acceptable level of credit risk and an appropriate risk return relationship. Facilitate the validation of external credit partners ensuring credit risk meets simple credit box standards. Work with Partner Development Executive to ensure Partners and Clients understand our company's requirements and their responsibilities. Manage the entire underwriting process through closing and affect a smooth transition to Portfolio. Manage existing Partner generated loans through their life cycle. Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws. Please click here to learn more about our benefits and review information about our Privacy

Responsibilities

• Underwrite deals prudently and efficiently within existing Program Standards for deals that fall outside of simple credit box standards.
• Understand and apply minimum underwriting standards based on assigned simple credit box.
• Collaborate closely with the Partner Development Executive with assigned partner to provide a consultative/value-added credit perspective, both prior to proposal issuance and thereafter.
• Review and analyze new deal packages for content and completeness and conduct initial interviews with prospects.
• Order and review due diligence and documentation including field exams.
• Review and analyze financial statement spreads and understand cash flows.
• Visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount.
• Review reporting requirements and processing with clients.
• Coordinate the pre-funding process with the documentation team assigned.
• Oversee closing documentation process in conjunction with the closing team.
• Other duties as assigned.

Requirements

• Bachelor's degree or equivalent education and work experience
• Typically, 3+ years with bachelor's or equivalent.
• Business Acumen
• Customer Focus
• Collaborates
• Communication Skills
• Negotiating
• The responsibilities listed above are not all inclusive and may be changed at any time.
• Salary range: $60,000 - $100,500
• This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.
• #LI-Remote

Benefits

Additional Information

We are a hybrid, remote-office company dedicated to growing our talent anywhere! We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA. At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products. We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

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