Business and Commercial Banking (BCB) SA Business Solutioning Graduate Programme - Product Economics

Responsibilities

• Develop, maintain, and enhance pricing models using mathematical modelling and statistical analysis to support revenue optimization and competitive positioning.
• Apply advanced data analytics techniques to identify trends, risks, and opportunities that inform pricing strategies and business decisions.
• Design and deploy AI and machine learning models to deliver predictive insights, automate pricing-related processes, and improve decision accuracy.
• Build and maintain interactive dashboards and reporting solutions (e.g. Power BI, Tableau, Python-based visualisations) to provide timely, actionable insights to stakeholders.
• Translate complex analytical findings into clear, data-driven recommendations that support strategic and operational decision-making.
• Partner with cross-functional teams (e.g. finance, product, risk, and technology) to align pricing strategies with business objectives, regulatory requirements, and customer needs.
• Identify opportunities for process optimisation and automation to improve operational efficiency, reduce costs, and increase scalability.
• Monitor and evaluate pricing performance, model accuracy, and business impact, continuously refining approaches based on outcomes and feedback.
• Ensure data integrity, governance, and best practices are followed in all analytical and reporting activities.
• Support the bank's broader innovation and growth agenda by proactively exploring new analytical methods, tools, and technologies.
• Postgraduate qualification (recently completed or completing in 2026):
• BSc Mathematics
• BSc Actuarial
• BSc Statistics
• BSc Econometrics
• Postgraduate qualification to be completed by 31 December 2026.
• Minimum requirements:
• Must be a South African citizen.
• Should you have work experience, it should not exceed 12 months.
• Matric certificate to be submitted with application.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
• Programme duration: 12 months
• Application closing date: 30 June 2026

Additional Information

Our Business Solutioning segment provides broad-based client solutions to a wide spectrum of small, medium and large enterprises. Our support extends across various sectors, providing our clients with deep sector knowledge and solutioning expertise. We have partnered with businesses for over 160 years, and it is our approach to client relationships that truly distinguishes us, encapsulated by the phrase 'partnering for growth'. Our Business Solutioning Graduate Programme seeks to foster the minds and passion of young South Africans in driving the growth of our businesses thereby making a significant contribution to our country's economy. Through this programme, you will be exposed to our various sectors and industries, client relationship principles and using analytical capabilities to better partner with our clients for their growth. Why join Standard Bank? Comprehensive Training - Receive in depth training from industry experts to build a solid foundation in credit risk. Professional Development - Access mentorship, networking opportunities, and resources to support your growth. Real-World Projects - Work on projects that have a tangible impact, helping you apply your knowledge and skills. Career Pathways - Our programme opens doors to a rewarding career at Standard Bank. Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.

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