Finance Associate

About the role

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. We support not only individuals with their personal banking needs; we also empower businesses by integrating modern banking technology that drives growth, flexibility, and innovation. At Coastal, we think and move like entrepreneurs; focused on impact, speed, and continuous improvement. We believe in working smart, collaborating deeply, and building solutions that unlock real potential. If you're someone who thrives in a fast-moving environment, loves solving complex problems, and wants to help shape the future of banking, we'd love to meet you. Check out our video here ! The Finance Associate is an entry-level, early‑career role designed to build broad foundational experience across the Finance function at Coastal Community Bank, a unique hybrid of fintech innovation and community banking tradition. This role supports multiple teams-including Accounting, Financial Planning & Analysis (FP&A), Accounts Payable, and Financial Operations-and will gain exposure to the full spectrum of financial processes within the bank. RESPONSIBILITIES TO INCLUDE General Finance Support Assist with month-end and quarter-end close processes under direction of senior team members. Support journal entry preparation, account reconciliations, and financial documentation. Work across teams to gather, validate, and organize financial data. Accounting & Reporting Help maintain accurate financial records in accordance with GAAP standards. Support preparation of internal financial reports and external audit requests. Assist with daily and monthly reconciliations. FP&A Support Assist with budget tracking, forecasting activities, and variance analysis. Help build and maintain basic financial models and Excel-based reporting tools. Support preparation of dashboards or presentations for leadership. Fintech & Operations Finance Exposure Support analysis of Banking‑as‑a‑Service (BaaS) program metrics. Assist with operational finance tasks such as fee revenue tracking and partner settlement support. Participate in cross-functional finance projects involving product, compliance, and operations teams. Loan Accounting Assist with basic loan accounting support, including maintaining loan schedules, validating data inputs, and escalating discrepancies to senior accounting staff. Assist finance staff with loan accounting activities such as interest income review, loan balance tie‑outs, and data validation.

Requirements

• High attention to detail, accuracy, and organization.
• Openness to learning and a demonstrated growth mindset; actively seeks to build new skills across different finance functions.
• Willingness to accept and act on feedback with professionalism and curiosity.
• Ability to work in a fast-paced environment with shifting priorities.
• Proactive attitude with the ability to ask thoughtful questions and seek clarification when needed.
• Demonstrated reliability, follow‑through, and eagerness to contribute to team goals.
• EDUCATION/EXPERIENCE
• Bachelor's degree in Accounting, Finance, Business, Economics, or related field.
• Demonstrated experience working with Excel at an advanced level (pivot tables, lookups, formulas, basic modeling). VBA experience a plus.
• 1-3 years' experience in finance either through internship or work experience.
• HOW YOU'LL THRIVE AT COASTAL
• Be the Best - Communicate effectively, pay close attention to detail, and prioritize your personal development.
• Be Relentless - Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.
• Be Un-Bankey - Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.
• Embrace Gray Thinking - Use sound judgment while decision-making and problem-solving . Think outside the box.
• Stay Flexible - Organize and strategize effectively while always being prepared to adapt on the fly . Seek efficiencies for Coastal to work smarter, not harder.
• Take Care of Each Other - Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence.
• BEING YOU AT COASTAL
• BENEFITS WE OFFER
• We're proud to offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Our offerings include:

Benefits

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