Fraud Prevention Analyst I

About the role

The FIS Retail Payments Fraud Operations team is made up individuals who are passionate about reducing consumer fraud within our partner financial institution's client base. Our primary goal is to maximize our financial institution's consumer experience while simultaneously limiting exposure to fraud losses across the products we support. Please note: This is a full-time position with a required hybrid schedule, onsite T, W, Th @ BDOC Hours: Monday - Friday 8:00 am to 5:00 pm, or 9:00am to 6:00pm Current and future sponsorship are not available for this position The Retail Payments Fraud Operations team supports fraud transaction monitoring for Retail Digital Payments products for many of financial institutions, primarily BillPay and Zelle, and also Business ACH and Wire payments. A primary job function is working Zelle fraud disputes.

Responsibilities

• In this role, you will be responsible for:
• Participates in department initiatives to improve efficiencies.
• Remains up to date on changing fraud trends.
• May train new employees on departmental procedures and processes and/or assist in ongoing training for the department.
• When unable to resolve problems in a reasonable amount of time, escalates to appropriate resource.
• Meets job standards such as quality standards and adherence to schedules.
• Analyzes fraud alert queues for suspicious activity.
• Contacts financial institutions regarding suspicious payment activity.
• Updates investigation database with financial institution responses.
• Conducts research to identify possible threats and minimize exposure to financial loss.
• Assists to implement new and optimized processes and procedures.
• Oversees policies, programs and other company-wide efforts designed to prevent, detect, identify and resolve fraudulent activity by customers, potential customers and outside agents.
• Reviews high risk transactions and perform research to identify fraudulent versus legitimate consumer activity.
• Identifies trends and patterns in fraud activity and suggests rule/policy changes to assist with preventing fraud losses.
• Consults with clients on best practices, processes and procedures to prevent financial losses from fraud; answers incoming client inquiries.
• Fact-gathering liaison with other FIS functions and clients.
• Support focus for the following Retail Payments: Bill Pay, Zelle, People Pay and External Transfers.
• Recovery efforts on Zelle and Bill Pay fraud.
• Zelle Dispute process
• Requires flexibility in scheduling to meet department standards.
• Other related duties assigned as needed.
• What you bring:
• Knowledge of the principles, processes, procedures and trends of fraud and fraud prevention
• Knowledge of Zelle, previous experience working with Zelle.
• Excellent customer service skills that build high levels of customer satisfaction
• Working knowledge of MS Office, i.e., Excel, Word, PowerPoint and computer navigation and operation skills
• Excellent verbal and written communication skills
• Detail-oriented with good organizational skills managing multiple tasks
• Ability to work both independently and in a team environment
• Ability to maintain confidentiality
• Strong demonstrated ability to exercise independent judgement
• Demonstrated analytical, organizational, interpersonal, team building, problem-solving, decision-making, conflict resolution and negotiation skills
• Required work hours: M-F 8-5 or 9-6
• Overtime required: N/A
• Weekends required: N/A
• Travel percentage for this role: N/A
• Added Bonus if you have:
• What we offer you:
• A career at FIS is more than just a job. It's the change to shape the future of fintech. At FIS, we offer you:
• A voice in the future of fintech
• Always-on learning and development
• Collaborative work environment
• Opportunities to give back
• Competitive salary and benefits
• Privacy Statement
• FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice .
• EEOC Statement
• FIS is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other

Benefits

Additional Information

Job Description We are FIS. Our technology powers the world's economy and our teams bring innovation to life. We champion diversity to deliver the best products and solutions for our colleagues, clients and communities. If you're ready to start learning, growing and making an impact with a career in fintech, we'd like to know: Are you FIS?

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