Software Engineer (SWE2)

Responsibilities

• Ship consumer-facing features across BankGPT mobile and web - conversational AI interfaces, account
• aggregation, transaction intelligence, proactive notifications, dynamic UI generation.
• Build integrations with core banking systems, Plaid/MX, and LLM APIs.
• Own features end-to-end: architecture, implementation, testing, observability, iteration based on real user data.
• Work hand-in-hand with senior engineers, PMs, and both founders every day.

Requirements

• 3-6 years of production engineering shipping code that real users depend on.
• Strong generalist chops in modern web/mobile stacks. TypeScript/React/Node or similar.
• Extreme AI fluency - uses AI tools daily, has rebuilt their workflow around them.
• Hunger and speed over credentials and pedigree.
• Bias to learn and tolerance for ambiguity.
• Preferred: Top 20 CS degree + relevant startup experience. Exception: exceptional startup track record with deep contributions can substitute for school pedigree.

Benefits

Additional Information

Banking is being reimagined-and customers expect every interaction to be easy, personal, and instant . We are building a universal banking assistant that millions of U.S. consumers can use to transact across all financial institutions and, over time, autonomously drive their financial goals . Powered by our proprietary BankGPT platform , this assistant is positioned to displace age-old legacy systems within financial institutions and own the end-to-end CX stack , unlocking a $200B opportunity and potentially replacing multiple publicly traded companies . Ultimately, our mission is to drive financial well-being for millions of consumers. With over two-thirds of Americans living paycheck to paycheck, 50% holding less than $500 in savings, and only 17% financially literate, we aim to put financial well-being on autopilot to help solve this problem. KEY FACTS Base salary: $225,000 Equity: 0.10%-0.20% (founding-team tier) Location: SF or PA - 5 days in-office Experience: 3-6 years of production engineering Reports to: VP of Engineering (when hired) / Bruce Kim (CTO) Why This Role Is Unique As a Software Engineer (SWE2), you sit at a rare intersection: working directly with OpenAI's research team on frontier model capabilities while shipping those breakthroughs into a consumer product that touches millions of people's financial lives. Most engineers get one or the other. Here you get both.

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