Underwriting Specialist - National General
External
Allstate · Garden City, NYPrepare for this interview
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Responsibilities
- Evaluate and make underwriting decisions across multiple personal insurance lines using established risk management guidelines and pricing models
- Analyze policy information to assess risk eligibility and ensure accuracy and completeness
- Apply knowledge of rate plans, underwriting guidelines, and billing processes to deliver accurate, timely decisions
- Respond to complex customer and agent inquiries related to policy status, billing, and underwriting decisions with professionalism and care
- Identify potential fraud risks (internal and external) and take appropriate action
- Leverage market insights to support product, pricing, and risk management improvements
- Partner with team members and leadership to meet service level goals and enhance operational performance
- Support training initiatives by identifying knowledge gaps and contributing to team development
- Continuously evaluate processes, recommend improvements, and collaborate on solutions to drive efficiency and quality
- Represent the Allstate brand with professionalism, delivering exceptional service in every interaction
- What You Bring
- Strong analytical and decision-making skills with attention to detail
- Ability to manage multiple priorities in a fast-paced environment
- Excellent communication and customer service skills
- A proactive mindset with a passion for problem-solving and process improvement
- Ability to learn and apply complex underwriting guidelines and pricing structures
Requirements
- 0-2 years of experience in insurance, underwriting, risk analysis, or a related field
- Exposure to personal lines insurance or financial services is a plus
- Why Join Us
- Build foundational underwriting expertise with a recognized industry leader
- Gain exposure to multiple insurance lines and risk management strategies
- Be part of a collaborative, supportive team focused on development and growth
- Contribute to meaningful work that helps protect customers and communities
- #LI-BS1
- Analytical Thinking, Critical Thinking, Customer Inquiries, Decision Making, Effective Written Communication, Multitasking, Risk Management, Training and Development, Underwriting, Verbal Communications
Benefits
Additional Information
National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. Job Description Make an impact where it counts. As an Underwriting Specialist, you'll play a critical role in evaluating and managing risk across multiple personal insurance lines. You'll leverage your analytical skills, pricing knowledge, and underwriting expertise to make sound decisions that protect both our customers and the business-while delivering a best in class customer experience. This role offers a strong foundation for career growth in underwriting, risk management, and insurance operations, with opportunities to deepen your expertise and influence process improvements.
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